SBFG Stock Analysis: Buy, Sell, or Hold?
SBFG - SB Financial Group, Inc.
$22.83
0.25 (1.11%)
▲
HOLD
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Jan 29, 2026
0d
Get Alerted When SBFG Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: SBFG is fairly valued with market pricing in 1.1% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: SBFG is fairly valued with market pricing in 1.1% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$26.72
Based on 4.1% avg growth
INTRINSIC VALUE TODAY
$16.59
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SBFG is currently trading at $22.83, which is considered extended relative to its 30-day fair value range of $21.37 to $22.43. The stock's valuation (Forward PE: 9.2) is in line with its historical norms (8.9). At these levels, the market is pricing in 1.1% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, SBFG is in a uptrend. The price is approaching resistance at $23.06. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: SBFG has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, SBFG is in a uptrend. The price is approaching resistance at $23.06. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: SBFG has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Fair Price Range
$21.37 -
$22.43
Company Quality Score
60/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
58.1%
Protect Your Profits
Holding SBFG? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($23.00)
- NEUTRAL: Market pricing in 1.1% annual earnings growth - fairly valued
Fair Price Analysis
30-Day Fair Range
$21.37 -
$22.43
Current vs Fair Value
EXTENDED
Support & Resistance Levels
Support Level
$21.08
Resistance Level
$23.06
Current Trend
Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
9.22
Wall Street Target
$23.00
(+1.9%)
Revenue Growth (YoY)
15.0%
Earnings Growth (YoY)
82.9%
Profit Margin
21.6%
Valuation Premium vs History
+1.1% premium
PE vs Historical
9.2 vs 8.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.1%
(market-implied from PE analysis)
1-Year Target
$22.83
(+1%)
2-Year Target
$23.08
(+2%)
3-Year Target
$23.33
(+3%)
3-Yr Target (if PE normalizes)
(PE: 9→9)
PE COMPRESSION
$22.53
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 4.3%)
$61.91
(+174%)
Base:
(SPY PE: 9.2, Growth: 4.3%)
$25.59
(+13%)
Bear:
(PE: 7.8, Growth: 4.3%)
$21.75
(-4%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (10x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 10.30 | Current EPS (TTM): $2.11
Bull Case
$27.77
(+22%)
Analyst growth 16.1%, PE expands to 11.3
Base Case
$25.24
(+11%)
Market implied 16.1%, PE stable at 10.3
Bear Case
$14.78
(-35%)
Severe decline -20.0%, PE contracts to 8.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Last updated: January 30, 2026 7:33 PM ET
Data refreshes hourly during market hours. Next update: 8:33 PM
Data refreshes hourly during market hours. Next update: 8:33 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is SBFG showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$62 | 63 BUY |
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$56 | 63 BUY |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$246 | 63 BUY |
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 58 HOLD |
|
WBS
Webster Financial Corpor… |
STRONG BUY
16 analysts |
$75 | 59 HOLD |
Advanced SBFG Option Strategies
Professional options setups generated by AI based on today's SBFG price and gamma walls.
