SBSI Stock Analysis: Buy, Sell, or Hold?
SBSI - Southside Bancshares, Inc.
$34.90
-0.71 (-1.99%)
▼
5d:
-0.65%
30d:
+6.5%
90d:
+11.08%
HOLD
MODERATE Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Jul 24, 2026
19d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: SBSI is fairly valued with market pricing in 1.2% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: SBSI is fairly valued with market pricing in 1.2% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$39.11
Based on 3.1% avg growth
INTRINSIC VALUE TODAY
$24.28
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SBSI is currently trading at $34.90, which is considered extended relative to its 30-day fair value range of $32.82 to $34.76. The stock's valuation (Forward PE: 10.1) is in line with its historical norms (9.7). At these levels, the market is pricing in 1.2% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, SBSI is showing sideways momentum. The price is approaching resistance at $34.25. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: SBSI has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, SBSI is showing sideways momentum. The price is approaching resistance at $34.25. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: SBSI has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$32.82 -
$34.76
Company Quality Score
61/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($37.00)
- NEUTRAL: Market pricing in 1.2% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$32.82 -
$34.76
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$31.71
Resistance Level
$34.25
Current Trend
Sideways
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.06
Wall Street Target
$37.00
(+6.0%)
Revenue Growth (YoY)
8.8%
Earnings Growth (YoY)
10.3%
Profit Margin
29.6%
Valuation Premium vs History
+1.2% premium
PE vs Historical
10.1 vs 9.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.2%
(market-implied from PE analysis)
1-Year Target
$35.32
(+1%)
2-Year Target
$35.74
(+2%)
3-Year Target
$36.17
(+4%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
PE COMPRESSION
$34.89
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 2.1%)
$80.48
(+131%)
Base:
(SPY PE: 10.1, Growth: 2.1%)
$37.17
(+7%)
Bear:
(PE: 8.5, Growth: 2.1%)
$31.59
(-10%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (15x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 15.09 | Current EPS (TTM): $2.36
Bull Case
$57.59
(+65%)
Analyst growth 47.0%, PE expands to 16.6
Base Case
$52.36
(+50%)
Market implied 47.0%, PE stable at 15.1
Bear Case
$24.21
(-31%)
Severe decline -20.0%, PE contracts to 12.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 03, 2026 10:25 PM ET
Data refreshes hourly during market hours. Next update: 11:25 PM
Data refreshes hourly during market hours. Next update: 11:25 PM
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Technical Signals Check
Is SBSI showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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