STBA Stock Analysis: Buy, Sell, or Hold?
STBA - S&T Bancorp Inc
$43.30
-0.53 (-1.21%)
▼
5d:
-2.74%
30d:
-0.28%
90d:
-0.87%
BUY
MODERATE Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: Jul 23, 2026
Get Alerted When STBA Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: STBA shows positive signals but monitor for confirmation. Market pricing in 0.1% decline. Moderate conviction.
💡 BUY OPPORTUNITY: STBA shows positive signals but monitor for confirmation. Market pricing in 0.1% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$51.28
Based on 3.3% avg growth
INTRINSIC VALUE TODAY
$31.84
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: STBA is currently trading at $43.30, which is considered oversold relative to its 30-day fair value range of $43.43 to $44.36. The stock's valuation (Forward PE: 11.3) is in line with its historical norms (11.4). Remarkably, the market is currently pricing in an annual earnings decline of 0.1% over the next few years. This pessimistic expectation contrasts with the company's recent 8.0% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, STBA is in a strong uptrend. The price is currently testing key support at $43.08. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, STBA is in a strong uptrend. The price is currently testing key support at $43.08. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$43.43 -
$44.36
Company Quality Score
50/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
74.8%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($45.67)
Trading Range Analysis
30-Day Trading Range
$43.43 -
$44.36
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$43.08
Resistance Level
$45.17
Current Trend
Strong Uptrend
Technical data as of
May 15, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.32
Wall Street Target
$45.67
(+5.5%)
Revenue Growth (YoY)
4.1%
Earnings Growth (YoY)
8.0%
Profit Margin
34.1%
Valuation Discount vs History
-0.1% cheaper
PE vs Historical
11.3 vs 11.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.1%
(market-implied from PE analysis)
1-Year Target
$43.26
(0%)
2-Year Target
$43.21
(0%)
3-Year Target
$43.17
(0%)
3-Yr Target (if PE normalizes)
(PE: 11→11)
$43.47
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 2.6%)
$91.07
(+110%)
Base:
(SPY PE: 11.3, Growth: 2.6%)
$46.72
(+8%)
Bear:
(PE: 9.6, Growth: 2.6%)
$39.71
(-8%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 12.31 | Current EPS (TTM): $3.56
Bull Case
$51.79
(+20%)
Analyst growth 7.4%, PE expands to 13.5
Base Case
$47.08
(+9%)
Market implied 7.4%, PE stable at 12.3
Bear Case
$29.80
(-31%)
Severe decline -20.0%, PE contracts to 10.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 11.3 to 11.4
Stabilization Target:
$43.60
(+0.7%)
PE Expansion Potential:
+0.7%
Share & Embed Analysis
Last updated: May 15, 2026 7:09 PM ET
Data refreshes hourly during market hours. Next update: 8:09 PM
Data refreshes hourly during market hours. Next update: 8:09 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is STBA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 55 HOLD |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$234 | 60 BUY |
|
RF
Regions Financial Corpor… |
HOLD
24 analysts |
$31 | 58 HOLD |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$56 | 60 HOLD |
|
CFG
Citizens Financial Group… |
BUY
21 analysts |
$73 | 46 HOLD |
