TMP Stock Analysis: Buy, Sell, or Hold?
TMP - Tompkins Financial Corporation
$82.06
-1.13 (-1.36%)
▼
5d:
-4.33%
30d:
-1.75%
90d:
-0.85%
BUY
HIGH Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: Apr 24, 2026
0d
Get Alerted When TMP Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: TMP shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
✅ BUY SIGNAL: TMP shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$110.88
Based on 6.2% avg growth
INTRINSIC VALUE TODAY
$68.85
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: TMP is currently trading at $82.06, which is considered oversold relative to its 30-day fair value range of $82.69 to $85.34. The stock's valuation (Forward PE: 10.1) is in line with its historical norms (10.1). At these levels, the market is pricing in 0.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, TMP is in a strong uptrend. The price is currently testing key support at $81.47. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, TMP is in a strong uptrend. The price is currently testing key support at $81.47. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$82.69 -
$85.34
Company Quality Score
54/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
75.7%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($88.50)
- NEUTRAL: Market pricing in 0.0% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$82.69 -
$85.34
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$81.47
Resistance Level
$86.45
Current Trend
Strong Uptrend
Technical data as of
May 15, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.07
Wall Street Target
$88.50
(+7.8%)
Revenue Growth (YoY)
7.6%
Earnings Growth (YoY)
32.8%
Profit Margin
38.0%
PE vs Historical
10.1 vs 10.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
0%
(market-implied from PE analysis)
1-Year Target
$82.06
(0%)
2-Year Target
$82.06
(0%)
3-Year Target
$82.06
(0%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
$82.32
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 8.3%)
$228.51
(+179%)
Base:
(SPY PE: 10.1, Growth: 8.3%)
$104.25
(+27%)
Bear:
(PE: 8.6, Growth: 8.3%)
$88.61
(+8%)
📈
Valuation based on Current Earnings
Trailing PE: 7.12 | Current EPS (TTM): $11.69
Bull Case
$63.80
(-22%)
Analyst growth -30.3%, PE expands to 7.8
Base Case
$58.00
(-29%)
Market implied -30.3%, PE stable at 7.1
Bear Case
$56.57
(-31%)
Severe decline -20.0%, PE contracts to 6.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: May 15, 2026 7:40 PM ET
Data refreshes hourly during market hours. Next update: 8:40 PM
Data refreshes hourly during market hours. Next update: 8:40 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is TMP showing a specific setup today?
Insider Activity (6 Months)
1
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Ita M Rahilly
BUY
1463 shares
2025-11-21
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$63 | 55 HOLD |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$255 | 60 HOLD |
|
WBS
Webster Financial Corpor… |
STRONG BUY
16 analysts |
$74 | 59 HOLD |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$89 | 56 HOLD |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$20 | 50 HOLD |
