TRAK Stock Analysis: Buy, Sell, or Hold?

TRAK - ReposiTrak, Inc.

SERVICES-COMPUTER PROCESSING & DATA PREPARATION
$10.62
-0.13 (-1.21%) ▼
BUY
HIGH Confidence
Last Updated: January 30, 2026
Earnings: Feb 11, 2026 10d

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Interactive Price Chart (1 Month)

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💡
Bottom Line:
✅ BUY SIGNAL: TRAK trading at deep discount. Market pricing in -11.2% annual earnings decline, creating value opportunity for patient investors.

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$24.83
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$15.42
31.1% Margin of Safety

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 25.0x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: TRAK is currently trading at $10.62, which is considered oversold relative to its 30-day fair value range of $10.81 to $12.43. From a valuation perspective, the stock is trading at a discount (Forward PE: 21.1) compared to its historical average (30.1). Remarkably, the market is currently pricing in an annual earnings decline of 11.2% over the next few years. This pessimistic expectation contrasts with the company's recent 12.5% earnings growth, suggesting potential undervaluation if the company simply maintains stability.

Technical Outlook: Technically, TRAK is in a strong downtrend. The price is currently testing key support at $10.51. A bounce from this level would confirm strength, while a break below could signal further downside.

Market Sentiment: TRAK has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $29.00 (+169.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.

Quick Decision Summary

Current Position OVERSOLD
Fair Price Range $10.81 - $12.43
Company Quality Score 56/100 (HOLD)
Options IV Signal 44th percentile (NORMAL)
Volume Confirmation HIGH
Confidence Score 86.5%

All Signals

  • BULLISH: Price oversold vs 30-day range
  • NEUTRAL: Options fairly priced (IV 44th percentile)
  • BULLISH: Strong technical setup (60/100)
  • BULLISH: High volume confirmation
  • BULLISH: Trading 169.8% below Wall St target ($29.00)

Fair Price Analysis

30-Day Fair Range $10.81 - $12.43
Current vs Fair Value OVERSOLD
Expected Move (7 Days) ±$1.07 (10.1%)

Support & Resistance Levels

Support Level $10.51
Resistance Level $11.42
Current Trend Strong Downtrend

Fundamental Context

Forward P/E (Next Year Est.) 21.08
Wall Street Target $29.00 (+169.8%)
Revenue Growth (YoY) 9.7%
Earnings Growth (YoY) 12.5%
Profit Margin 30.8%
Valuation Discount vs History -11.2% cheaper
PE vs Historical 21.1 vs 30.1 CHEAP
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): -11.2% (market-implied from PE analysis)
1-Year Target $9.68 (-10%)
2-Year Target $8.71 (-19%)
3-Year Target $7.84 (-27%)
3-Yr Target (if PE normalizes) (PE: 21→30) $11.19 (+4%)
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 22.3, Growth: 30.8%) $25.43 (+137%)
Base: (SPY PE: 21.1, Growth: 30.8%) $24.04 (+124%)
Bear: (PE: 17.9, Growth: 30.8%) $20.43 (+90%)
📈 Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (30x PE), but valuation improves significantly next year (21x PE) as earnings recover.
Trailing PE: 29.75 | Current EPS (TTM): $0.36
Bull Case $16.69 (+57%)
Analyst growth 41.7%, PE expands to 32.7
Base Case $15.17 (+43%)
Market implied 41.7%, PE stable at 29.8
Bear Case $7.28 (-31%)
Severe decline -20.0%, PE contracts to 25.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡 Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 21.1 to 30.1
Stabilization Target: $15.35 (+42.8%)
PE Expansion Potential: +42.8%
Last updated: January 31, 2026 3:57 AM ET
Data refreshes hourly during market hours. Next update: 4:57 AM
🔥 Top Stocks Breaking Out Now
Ticker Score Recommendation Change %
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL

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Advanced TRAK Option Strategies

Professional options setups generated by AI based on today's TRAK price and gamma walls.

Iron Condor Bull Call Bear Put Collar

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