UBS Stock Analysis: Buy, Sell, or Hold?
UBS - UBS Group AG
$39.07
2.40 (6.54%)
▲
5d:
+5.62%
30d:
-4.43%
90d:
-16.07%
BUY
HIGH Confidence
Analysis Updated: Mar 31, 2026 12:00 AM ET
Earnings: Apr 29, 2026
27d
Smart Money Accumulation
UBS is down 3.9% this week, but smart money is accumulating calls. Top strike: $40 2026-04-17 with 2,968 OI. Call ratio: 63% View Scanner →
Strength: 3.2/10
Get Alerted When UBS Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: UBS appears deeply undervalued. Market expects -8.5% annual earnings decline despite 58% recent earnings growth. Contrarian opportunity at discount to historical valuation.
✅ BUY SIGNAL: UBS appears deeply undervalued. Market expects -8.5% annual earnings decline despite 58% recent earnings growth. Contrarian opportunity at discount to historical valuation.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$99.37
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$61.70
36.7% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: UBS is currently trading at $39.07, which is considered fair relative to its 30-day fair value range of $37.04 to $40.67. From a valuation perspective, the stock is trading at a discount (Forward PE: 9.7) compared to its historical average (12.7). Remarkably, the market is currently pricing in an annual earnings decline of 8.5% over the next few years. This pessimistic expectation contrasts with the company's recent 58.0% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, UBS is in a strong uptrend. The price is approaching resistance at $38.47. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 6.5% recently.
Market Sentiment: UBS has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $48.30 (+23.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, UBS is in a strong uptrend. The price is approaching resistance at $38.47. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 6.5% recently.
Market Sentiment: UBS has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $48.30 (+23.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Fair Price Range
$37.04 -
$40.67
Company Quality Score
65/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
88.1%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+6.5%)
- BULLISH: Trading 23.6% below Wall St target ($48.30)
Fair Price Analysis
30-Day Fair Range
$37.04 -
$40.67
Current vs Fair Value
FAIR
Support & Resistance Levels
Support Level
$36.30
Resistance Level
$38.47
Current Trend
Strong Uptrend
Technical data as of
Mar 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.72
Wall Street Target
$48.30
(+23.6%)
Revenue Growth (YoY)
12.4%
Earnings Growth (YoY)
58.0%
Profit Margin
15.7%
Valuation Discount vs History
-8.5% cheaper
PE vs Historical
9.7 vs 12.7
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-8.5%
(market-implied from PE analysis)
1-Year Target
$35.75
(-9%)
2-Year Target
$32.71
(-16%)
3-Year Target
$29.93
(-23%)
3-Yr Target (if PE normalizes)
(PE: 10→13)
$39.09
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 27.4%)
$185.60
(+375%)
Base:
(SPY PE: 9.7, Growth: 27.4%)
$80.74
(+107%)
Bear:
(PE: 8.3, Growth: 27.4%)
$68.63
(+76%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (16x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 15.56 | Current EPS (TTM): $2.36
Bull Case
$68.14
(+82%)
Analyst growth 68.6%, PE expands to 17.1
Base Case
$61.94
(+65%)
Market implied 68.6%, PE stable at 15.6
Bear Case
$24.98
(-34%)
Severe decline -20.0%, PE contracts to 13.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.7 to 12.7
Stabilization Target:
$51.03
(+30.6%)
PE Expansion Potential:
+30.6%
Share & Embed Analysis
Last updated: March 31, 2026 8:32 PM ET
Data refreshes hourly during market hours. Next update: 9:32 PM
Data refreshes hourly during market hours. Next update: 9:32 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is UBS showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Diversified Stocks
Top-rated stocks in Banks - Diversified by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
BAC
Bank of America Corp |
STRONG BUY
25 analysts |
$62 | 65 BUY |
|
WFC
Wells Fargo & Company |
BUY
24 analysts |
$101 | 62 BUY |
|
JPM
JPMorgan Chase & Co |
BUY
25 analysts |
$343 | 62 BUY |
|
C
Citigroup Inc. |
STRONG BUY
22 analysts |
$134 | 60 BUY |
|
RY
Royal Bank of Canada |
STRONG BUY
16 analysts |
$174 | 54 HOLD |
Advanced UBS Option Strategies
Professional options setups generated by AI based on today's UBS price and gamma walls.
