WU Stock Analysis: Buy, Sell, or Hold?
WU - The Western Union Company
$9.40
-0.12 (-1.26%)
ā¼
5d:
+0.32%
30d:
+1.84%
90d:
+0.75%
BUY
MODERATE Confidence
Last Updated: February 3, 2026
Earnings: Feb 20, 2026
15d
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1 traders called WU this week
100% bullish • 0 bearish
100% bullish • 0 bearish
Interactive Price Chart (1 Month)
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Bottom Line:
š” BUY OPPORTUNITY: WU shows positive signals but monitor for confirmation. Market pricing in 0.2% growth. Moderate conviction.
š” BUY OPPORTUNITY: WU shows positive signals but monitor for confirmation. Market pricing in 0.2% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$11.10
Based on 3.6% avg growth
INTRINSIC VALUE TODAY
$6.89
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 5.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: WU is currently trading at $9.40, which is considered fair relative to its 30-day fair value range of $9.27 to $9.56. The stock's valuation (Forward PE: 5.3) is in line with its historical norms (5.2). At these levels, the market is pricing in 0.2% annual earnings growth.
Technical Outlook: Technically, WU is in a strong uptrend. The price is currently testing key support at $9.17. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, WU is in a strong uptrend. The price is currently testing key support at $9.17. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Fair Price Range
$9.27 -
$9.56
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
71.0%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($9.69)
- BULLISH: Expecting earnings turnaround to 0.2% growth with -0.3% revenue growth
Fair Price Analysis
30-Day Fair Range
$9.27 -
$9.56
Current vs Fair Value
FAIR
Support & Resistance Levels
Support Level
$9.17
Resistance Level
$9.60
Current Trend
Strong Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
5.26
Wall Street Target
$9.69
(+3.1%)
Revenue Growth (YoY)
-0.3%
Earnings Growth (YoY)
-44.9%
Profit Margin
18.8%
Valuation Premium vs History
+0.2% premium
PE vs Historical
5.3 vs 5.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.2%
(market-implied from PE analysis)
1-Year Target
$9.42
(+0%)
2-Year Target
$9.44
(+0%)
3-Year Target
$9.46
(+1%)
3-Yr Target (if PE normalizes)
(PE: 5ā5)
PE COMPRESSION
$9.35
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 3.2%)
$43.83
(+366%)
Base:
(SPY PE: 5.3, Growth: 3.2%)
$10.33
(+10%)
Bear:
(PE: 4.5, Growth: 3.2%)
$8.78
(-7%)
š
Valuation based on Current Earnings
Trailing PE: 4.14 | Current EPS (TTM): $2.30
Bull Case
$8.14
(-13%)
Analyst growth -22.3%, PE expands to 4.6
Base Case
$7.40
(-21%)
Market implied -22.3%, PE stable at 4.1
Bear Case
$6.47
(-31%)
Severe decline -20.0%, PE contracts to 3.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Last updated: February 03, 2026 8:06 PM ET
Data refreshes hourly during market hours. Next update: 9:06 PM
Data refreshes hourly during market hours. Next update: 9:06 PM
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Technical Signals Check
Is WU showing a specific setup today?
Insider Activity (6 Months)
2
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Devin Mcgranahan
BUY
176470 shares
2025-08-21
Matthew Cagwin
BUY
17500 shares
2025-08-18
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Advanced WU Option Strategies
Professional options setups generated by AI based on today's WU price and gamma walls.
