WU Stock Analysis: Buy, Sell, or Hold?
WU - The Western Union Company
$8.79
0.05 (0.63%)
▲
5d:
-4.41%
30d:
-8.77%
90d:
-6.54%
HOLD
MODERATE Confidence
Analysis Updated: Mar 27, 2026 12:00 AM ET
Earnings: Apr 22, 2026
22d
Smart Money Accumulation
WU is down 3.7% this week, but smart money is accumulating calls. Top strike: $10 2026-05-15 with 14,043 OI. Call ratio: 87% View Scanner →
Strength: 5.5/10
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: WU shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: WU shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$13.14
Based on 5.6% avg growth
INTRINSIC VALUE TODAY
$8.16
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 5.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: WU is currently trading at $8.79, which is considered oversold relative to its 30-day fair value range of $9.08 to $9.69. From a valuation perspective, the stock is trading at a discount (Forward PE: 4.5) compared to its historical average (5.2). Remarkably, the market is currently pricing in an annual earnings decline of 4.2% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, WU is in a strong downtrend. The price is currently testing key support at $8.67. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: WU has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $9.62 (+10.1%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, WU is in a strong downtrend. The price is currently testing key support at $8.67. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: WU has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $9.62 (+10.1%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$9.08 -
$9.69
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
54.8%
Protect Your Profits
Holding WU? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($9.62)
Fair Price Analysis
30-Day Fair Range
$9.08 -
$9.69
Current vs Fair Value
OVERSOLD
Support & Resistance Levels
Support Level
$8.67
Resistance Level
$9.41
Current Trend
Strong Downtrend
Technical data as of
Mar 30, 2026
Fundamental Context
Forward P/E (Next Year Est.)
4.53
Wall Street Target
$9.62
(+10.1%)
Revenue Growth (YoY)
-4.7%
Earnings Growth (YoY)
-69.2%
Profit Margin
12.3%
Valuation Discount vs History
-4.2% cheaper
PE vs Historical
4.5 vs 5.2
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-4.2%
(market-implied from PE analysis)
1-Year Target
$8.36
(-4%)
2-Year Target
$8.01
(-8%)
3-Year Target
$7.68
(-12%)
3-Yr Target (if PE normalizes)
(PE: 5→5)
$8.80
(+1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 7.2%)
$53.17
(+509%)
Base:
(SPY PE: 4.5, Growth: 7.2%)
$10.76
(+23%)
Bear:
(PE: 3.9, Growth: 7.2%)
$9.15
(+5%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (6x PE), but valuation improves significantly next year (5x PE) as earnings recover.
Trailing PE: 5.93 | Current EPS (TTM): $1.52
Bull Case
$12.57
(+37%)
Analyst growth 26.7%, PE expands to 6.5
Base Case
$11.43
(+24%)
Market implied 26.7%, PE stable at 5.9
Bear Case
$6.13
(-33%)
Severe decline -20.0%, PE contracts to 5.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 4.5 to 5.2
Stabilization Target:
$10.01
(+14.7%)
PE Expansion Potential:
+14.7%
Share & Embed Analysis
Last updated: March 30, 2026 1:33 PM ET
Data refreshes hourly during market hours. Next update: 2:33 PM
Data refreshes hourly during market hours. Next update: 2:33 PM
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Technical Signals Check
Is WU showing a specific setup today?
Insider Activity (6 Months)
1
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Giovanni Angelini
BUY
10000 shares
2025-11-10
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Advanced WU Option Strategies
Professional options setups generated by AI based on today's WU price and gamma walls.
