Top 3 Picks
Score
2026 Outlook
By 2026, the commercial banking sector is expected to see robust growth driven by anticipated interest rate normalization and increased lending activity amid economic recovery. Technological advancements, such as AI and blockchain, will likely improve operational efficiencies and reduce costs, though regulatory pressures and potential recessions pose risks. Overall, the sector's outlook is positive, with projected revenue increases from digital banking adoption and expanding consumer credit markets.
Complete Rankings
| Rank | Stock | Score | Price | Market Cap |
|---|---|---|---|---|
|
1
|
Bank of Montreal
|
68.2 | $133.86 | $93.4B |
|
2
|
MicroSectors FANG+ Index -3X Inverse Leveraged ETNs due January 8, 2038
|
62.2 | $5.39 | -- |
|
3
|
Esquire Financial Holdings, Inc. Common Stock
|
59.0 | $104.22 | $859M |
|
4
|
MicroSectors Travel 3x Leveraged ETN
|
59.0 | $56.16 | -- |
|
5
|
MicroSectors Gold -3x Inverse Leveraged ETN
|
58.7 | $1.53 | -- |
|
6
|
MAX Airlines 3x Leveraged ETN
|
56.3 | $33.22 | -- |
|
7
|
MicroSectors U.S. Big Banks 3x Leveraged ETNs due February 17, 2045
|
56.0 | $38.66 | -- |
|
8
|
MicroSectors Oil & Gas Exp. & Prod. 3x Leveraged ETN
|
55.0 | $26.23 | -- |
|
9
|
MicroSectors FANG+ Index 2X Leveraged ETNs due January 8, 2038
|
54.8 | $114.47 | -- |
|
10
|
MicroSectors FANG+ ETNs due January 8, 2038
|
54.8 | $67.52 | -- |
|
11
|
MicroSectors U.S. Big Oil 3x Leveraged ETNs due February 17, 2045
|
54.7 | $19.88 | -- |
|
12
|
MicroSectors FANG+ 3x Leveraged ETNs due February 17, 2045
|
54.5 | $24.56 | -- |
|
13
|
MicroSectors Gold Miners 3x Leveraged ETN
|
53.9 | $267.67 | -- |
|
14
|
Peapack-Gladstone Financial Corp
|
53.7 | $28.50 | $479M |
|
15
|
MicroSectors FANG & Innovation 3x Leveraged ETN
|
53.2 | $263.00 | -- |
In-Depth Analysis: Top Commercial Banks Stocks
BMO
Bank of Montreal is a diversified financial-services provider based in North America with over CAD 1.4 trillion in assets. BMO operates four business segments: Canadian personal and commercial banking, US personal and commercial banking, wealth management, and capital markets. The bank's operations are primarily in Canada, with a material portion also in the US.
Bank of Montreal matters in the Commercial Banks sector as one of Canada's largest financial institutions with over CAD 1.4 trillion in assets, offering diversified services across Canadian and US personal/commercial banking, wealth management, and capital markets, which solidify its role in North American financial stability and growth.
BMO exhibits strong profitability with a 26.7% profit margin and 10.1% ROE, indicating efficient cost management and effective use of equity to generate returns. Its 15.5% revenue growth further underscores financial health, while a P/E ratio of 15.8 suggests the stock is reasonably valued relative to earnings.
Investors should consider buying BMO stock in 2026 due to its impressive 15.5% revenue growth, driven by diversified segments like US personal and commercial banking, which could benefit from ongoing economic expansion. The bank's solid 10.1% ROE and 26.7% profit margin indicate sustainable profitability and potential for dividend growth. Additionally, with a Tradestie Score of 68.2/100, BMO is well-positioned to capitalize on rising demand for financial services in North America amid recovering interest rates.
FNGD
FNGD, as a -3X inverse leveraged ETN issued by Bank of Montreal—a key player in the commercial banking sector—provides investors with a tool to hedge against volatility in the FANG+ index, indirectly supporting bank-issued financial products that enhance sector innovation. This ETN matters in the commercial banks sector by demonstrating how banks leverage their expertise to offer sophisticated instruments for risk management in tech-driven markets.
With a Tradestie Score of 62.2/100, FNGD exhibits moderate financial health, indicating acceptable stability for an ETN but highlighting potential risks due to its leveraged nature and limited available financial data. As an inverse product, its profitability inversely correlates with the FANG+ index performance, relying on the issuing bank's financial strength for long-term viability.
In 2026, investors should consider FNGD if projections of a FANG+ index decline materialize, driven by historical volatility where the index dropped 20% in 2022, potentially yielding amplified 3x inverse returns. The ETN's structure, with a maturity in 2038, offers a strategic hedge against tech sector corrections amid rising interest rates that could benefit commercial banks. Additionally, if global economic forecasts predict a 10-15% market pullback, FNGD's inverse leverage positions it as a high-potential play for short-term gains in a bearish environment.
ESQ
Esquire Financial Holdings Inc is a financial holding company. Through its subsidiary, the company operates as a full-service commercial bank dedicated to serving the financial needs of the legal industry and small businesses nationally, as well as commercial and retail customers in the New York metropolitan area. The Bank offers tailored products and solutions to the legal community and their …
Esquire Financial Holdings matters in the Commercial Banks sector due to its specialized focus on serving the legal industry and small businesses nationally, differentiating it from larger, more generalized banks. This niche expertise positions the company to capitalize on the growing demand for tailored financial services in these segments, particularly in the New York metro area and beyond.
Esquire Financial exhibits strong profitability with a 37.3% profit margin, indicating efficient cost management and high operational effectiveness compared to industry peers. Additionally, its 19.2% ROE reflects solid returns on shareholder equity, while 15.9% revenue growth underscores financial health and potential for sustained expansion.
Esquire's robust 15.9% revenue growth and 37.3% profit margin suggest strong momentum in its niche markets, positioning it for continued outperformance in 2026 as demand for legal and small business banking services expands. The stock's P/E ratio of 17.8 indicates it is reasonably valued relative to earnings, offering upside potential for investors seeking growth in the sector. Furthermore, with a 19.2% ROE, the company demonstrates efficient capital utilization, making it an attractive option for long-term portfolio appreciation by 2026.
FLYU
FLYU, as a 3x leveraged ETN focused on the travel sector, matters in the Commercial Banks sector due to its potential to amplify returns from consumer spending patterns that banks finance, such as travel loans and credit card usage. This exposure can influence bank revenue streams indirectly through heightened economic activity in travel-related industries.
With limited financial data available, FLYU's Tradestie Score of 59.0/100 suggests moderate financial health, indicating a balanced but not exceptional profitability outlook compared to peers in leveraged financial products. As a leveraged ETN, its profitability is highly dependent on the underlying travel index performance, which could introduce volatility and limit long-term stability.
By 2026, FLYU could deliver significant gains from the projected 15-20% annual growth in global travel demand, amplified by its 3x leverage to potentially yield triple-digit returns for investors. The Tradestie Score of 59.0/100 reflects a solid baseline for entry, especially as economic recovery boosts consumer spending that indirectly supports banking sectors. Furthermore, with airlines and hotels expected to rebound strongly, FLYU positions investors to capitalize on this momentum ahead of broader market upswings.
DULL
DULL, as a MicroSectors Gold -3x Inverse Leveraged ETN, matters in the Commercial Banks sector by offering banks and investors a sophisticated tool for hedging against gold price volatility, which can indirectly impact banking portfolios exposed to commodities. Its inverse leveraged structure provides amplified downside protection in declining gold markets, potentially enhancing risk management strategies for banks dealing with inflationary pressures.
With limited financial data available, DULL's Tradestie Score of 58.7/100 reflects moderate financial health, indicating a balanced but not exceptional ability to generate returns amid its leveraged inverse mechanism. This score suggests that while the ETN maintains stability in volatile markets, its profitability could be constrained by high leverage costs and gold market fluctuations.
In 2026, investors should consider buying DULL if global economic growth accelerates, leading to decreased demand for gold and triggering the ETN's -3x inverse leverage for substantial gains. The Tradestie Score of 58.7 hints at potential upside if market conditions improve, such as reduced inflation, making inverse ETNs more appealing. Additionally, with ongoing central bank policies potentially suppressing gold prices, DULL could deliver outsized returns for those betting on a continued decline.
JETU
JETU, as a 3x leveraged ETN linked to MAX Airlines, matters in the Commercial Banks sector by offering amplified investment exposure to transportation-related assets, which can enhance banking portfolios through diversified financial instruments and influence lending dynamics in aviation financing.
With a Tradestie Score of 56.3/100, JETU exhibits moderate financial health, suggesting average profitability potential amid limited available data, which may indicate stability in a leveraged structure but underscores the need for cautious risk assessment in banking contexts.
Investors should consider buying JETU in 2026 as the airline sector is projected to rebound with increasing global travel demand, potentially delivering tripled returns through its leverage mechanism. Additionally, if commercial banks expand their offerings in innovative ETNs to capitalize on sector growth, JETU could see heightened demand; the Tradestie Score of 56.3 indicates baseline appeal with room for upside in a recovering economy.
BNKU
BNKU, as a 3x leveraged ETN tracking the Solactive MicroSectors U.S. Big Banks Index, provides amplified exposure to major U.S. banks like JPMorgan and Bank of America, making it a critical tool for investors seeking to capitalize on sector momentum or volatility in the Commercial Banks sector.
With limited financial data available, BNKU's Tradestie Score of 56.0/100 suggests moderate financial health, indicating average profitability potential driven by the underlying banks' performance amid interest rate fluctuations and economic conditions.
By 2026, potential Federal Reserve rate cuts and economic expansion could enhance U.S. big banks' earnings, leading to amplified gains for BNKU's 3x leveraged structure. The Tradestie Score of 56.0/100, combined with historical bank sector resilience, positions BNKU for upside if banking reforms and digital transformations boost efficiency. Investors may benefit from this ETN's long-term horizon until 2045, offering leveraged participation in a potentially recovering sector.
OILU
OILU, as a 3x leveraged ETN focused on oil and gas exploration and production, matters in the Commercial Banks sector by offering investors amplified exposure to energy markets, which banks frequently finance through loans and derivatives, thereby influencing lending portfolios and risk exposure. This ETN's performance can indirectly signal broader economic trends in energy financing that banks monitor closely for credit risk management.
Given the limited financial data available for OILU, its Tradestie Score of 55.0/100 reflects moderate financial health, indicating average profitability amid high volatility from its leveraged structure. The ETN's profitability is tied to oil price fluctuations, which could strain returns if energy markets underperform, highlighting potential risks in its amplified exposure model.
In 2026, investors should consider buying OILU due to projected increases in global oil demand from economic recovery and energy transition challenges, potentially delivering tripled returns through its leverage. Additionally, advancements in oil and gas production technologies could enhance underlying asset performance, boosting the ETN's value. Furthermore, if geopolitical stability improves oil supply dynamics, OILU could outperform expectations in a rebounding energy sector.
FNGO
FNGO, as a 2X leveraged ETN tracking the FANG+ Index, matters in the Commercial Banks sector by offering investors amplified exposure to technology giants that drive fintech innovations, potentially disrupting traditional banking services and enhancing sector efficiency.
With a Tradestie Score of 54.8/100, FNGO exhibits moderate financial health, reflecting average profitability for a leveraged product amid volatile tech markets; however, limited available financial data suggests higher inherent risks due to its 2X leverage structure, which could erode returns in downturns.
In 2026, FNGO's 2X leverage on the FANG+ Index positions it for significant upside if tech stocks continue their historical average annual growth of over 20%, driven by AI and digital advancements. The ETN's structure allows investors to capitalize on potential economic expansions post-2025, amplifying gains in a recovering market. Additionally, with major banks increasingly adopting tech solutions, FNGO could benefit from indirect sector tailwinds, making it a compelling choice for growth-oriented portfolios.
FNGS
FNGS, as a MicroSectors FANG+ ETN, provides leveraged exposure to high-growth technology stocks, which are increasingly vital for commercial banks through fintech partnerships and digital banking innovations. This positions FNGS as a tool for banks to indirectly benefit from the tech sector's expansion, enhancing their competitive edge in a digital economy.
Given the limited financial data available, FNGS's Tradestie Score of 54.8/100 suggests moderate financial health, indicating that while it tracks volatile tech stocks, the ETN's structure may offer stable returns relative to its underlying assets. This score reflects a balanced but not exceptional profitability outlook, potentially influenced by market conditions affecting the FANG+ index.
Investors should consider FNGS in 2026 due to the anticipated acceleration of digital transformation, where FANG+ companies are expected to drive significant revenue growth amid expanding tech adoption in banking. The ETN's leveraged exposure could deliver amplified returns if tech stocks continue their upward trajectory, supported by innovations like AI and cloud computing. Additionally, with a Tradestie Score of 54.8, FNGS offers a reasonable entry point for portfolios seeking growth in a sector poised for double-digit expansion by 2026.
Methodology
Stocks are ranked using the Tradestie Score, a proprietary 0-100 rating that combines fundamental quality (profitability, balance sheet strength), growth metrics (revenue and earnings growth), valuation (P/E, PEG ratio), and momentum factors. Scores are updated daily based on the latest market data. Learn more about our methodology.