COF vs UBFO

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Feb 01, 2026

COF

56.6
AI Score
VS
UBFO Wins

UBFO

65.2
AI Score

Investment Advisor Scores

COF

57score
Recommendation
HOLD

UBFO

65score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric COF UBFO Winner
Net Income 4.75B 8.87M COF
ROE 7.8% 6.5% COF
ROA 1.0% 0.7% COF
Total Assets 490.14B 1.24B COF
Free Cash Flow 16.95B 17.15M COF

Frequently Asked Questions

Based on our detailed analysis, UBFO is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.