FFAI vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Mar 30, 2026

FFAI

47.5
AI Score
VS
UPST Wins

UPST

51.2
AI Score

Investment Advisor Scores

FFAI

48score
Recommendation
HOLD

UPST

51score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric FFAI UPST Winner
Revenue 407,000 373.25M UPST
Net Income -357.14M -197.73M UPST
Net Margin -87749.6% -53.0% UPST
Operating Income -298.75M -209.02M UPST
ROE 459.4% -30.9% FFAI
ROA -113.2% -9.9% UPST
Total Assets 315.58M 2.00B UPST
Cash 62.91M 516.58M UPST
Free Cash Flow -85.70M 32.60M UPST

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate, winning 8 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.