LPRO vs ENVA

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Mar 31, 2026

LPRO

48.3
AI Score
VS
ENVA Wins

ENVA

61.2
AI Score

Investment Advisor Scores

LPRO

48score
Recommendation
HOLD

ENVA

61score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric LPRO ENVA Winner
Revenue 73.87M 2.31B ENVA
Net Income -5.92M 229.41M ENVA
Gross Margin 77.1% 57.4% LPRO
Net Margin -8.0% 9.9% ENVA
Operating Income -5.76M 552.78M ENVA
ROE -8.1% 17.9% ENVA
ROA -2.1% 3.8% ENVA
Total Assets 287.65M 5.96B ENVA
Cash 222.13M 53.60M LPRO
Debt/Equity 1.84 3.20 LPRO

Frequently Asked Questions

Based on our detailed analysis, ENVA is currently the stronger investment candidate, winning 7 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.