LPRO Stock Analysis: Buy, Sell, or Hold?

LPRO - Open Lending Corporation Common Stock

PERSONAL CREDIT INSTITUTIONS
$1.85
0.02 (1.09%) ▲
5d: -2.63%
30d: +9.47%
90d: +36.03%
BUY
MODERATE Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: May 07, 2026 0d

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Interactive Price Chart (1 Month)

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💡
Bottom Line:
💡 BUY OPPORTUNITY: LPRO shows positive signals but monitor for confirmation. Market pricing in 0.9% decline. Moderate conviction.
See Forward Earnings Fair Value & Price Prediction →

In-depth Analysis How we analyze

Valuation Analysis: LPRO is currently trading at $1.85, which is considered slightly high relative to its 30-day fair value range of $1.51 to $1.84. The stock's valuation (Forward PE: 10.9) is in line with its historical norms (11.2). Remarkably, the market is currently pricing in an annual earnings decline of 0.9% over the next few years. This aligns with recent fundamental challenges.

Technical Outlook: Technically, LPRO is showing sideways momentum. Immediate support is located at $1.49, while resistance sits at $1.96.

Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $2.44 (+31.9%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.

Quick Decision Summary

Current Position SLIGHTLY HIGH
Historical Trading Range $1.51 - $1.84
Company Quality Score 53/100 (HOLD)
Volume Confirmation HIGH
Confidence Score 65.2%

All Signals

  • NEUTRAL: Mixed technical signals (55/100)
  • BULLISH: High volume confirmation
  • BULLISH: Trading 31.9% below Wall St target ($2.44)

Trading Range Analysis

30-Day Trading Range $1.51 - $1.84
Current vs Trading Range SLIGHTLY HIGH

Support & Resistance Levels

Support Level $1.49
Resistance Level $1.96
Current Trend Sideways
Technical data as of May 15, 2026

Fundamental Context

Forward P/E (Next Year Est.) 10.88
Wall Street Target $2.44 (+31.9%)
Revenue Growth (YoY) -16.0%
Earnings Growth (YoY) -56.5%
Profit Margin -5.9%
Valuation Discount vs History -0.9% cheaper
PE vs Historical 10.9 vs 11.2 FAIR
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): -0.9% (market-implied from PE analysis)
1-Year Target $1.83 (-1%)
2-Year Target $1.82 (-2%)
3-Year Target $1.80 (-3%)
3-Yr Target (if PE normalizes) (PE: 11→11) $1.85 (+0%)
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 22.1, Growth: 36.0%) $9.44 (+410%)
Base: (SPY PE: 10.9, Growth: 36.0%) $4.65 (+152%)
Bear: (PE: 9.2, Growth: 36.0%) $3.96 (+114%)
💡 Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 10.9 to 11.2
Stabilization Target: $1.90 (+2.9%)
PE Expansion Potential: +2.9%
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Last updated: May 16, 2026 2:53 AM ET
Data refreshes hourly during market hours. Next update: 3:53 AM
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Ticker Score Recommendation Change %
Technical Signals Check
Insider Activity (6 Months)
1
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Matthew Sather BUY 40000 shares 2025-11-19

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