QFIN vs SOFI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jan 21, 2026

QFIN

55.0
AI Score
VS
QFIN Wins

SOFI

53.3
AI Score

Investment Advisor Scores

QFIN

55score
Recommendation
HOLD

SOFI

53score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric QFIN SOFI Winner
Forward P/E 3.2712 44.2478 QFIN
PEG Ratio 0 2.0131 Tie
Revenue Growth 19.1% 37.8% SOFI
Earnings Growth -11.3% 105.9% SOFI
Tradestie Score 55.0/100 53.3/100 QFIN
Profit Margin 35.1% 19.5% QFIN
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Frequently Asked Questions

Based on our detailed analysis, QFIN is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.