SHFS vs SOFI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jan 31, 2026

SHFS

48.8
AI Score
VS
SHFS Wins

SOFI

47.1
AI Score

Investment Advisor Scores

SHFS

49score
Recommendation
HOLD

SOFI

47score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric SHFS SOFI Winner
Revenue 5.61M 449.06M SOFI
Net Income -1.58M 307.77M SOFI
Net Margin -28.1% 68.5% SOFI
ROE -22.6% 3.5% SOFI
ROA -11.6% 0.7% SOFI
Total Assets 13.66M 45.29B SOFI
Cash 861,722 3.25B SOFI

Frequently Asked Questions

Based on our detailed analysis, SHFS is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.