SOFI vs SYF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Feb 04, 2026

SOFI

42.6
AI Score
VS
SYF Wins

SYF

56.0
AI Score

Investment Advisor Scores

SOFI

43score
Recommendation
HOLD

SYF

56score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric SOFI SYF Winner
Forward P/E 38.61 8.0192 SYF
PEG Ratio 1.7573 80.2121 SOFI
Revenue Growth 40.2% 5.0% SOFI
Earnings Growth -57.0% 7.6% SYF
Tradestie Score 42.6/100 56.0/100 SYF
Profit Margin 13.4% 36.4% SYF
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Frequently Asked Questions

Based on our detailed analysis, SYF is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.