SYF vs SOFI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Feb 03, 2026

SYF

54.2
AI Score
VS
SYF Wins

SOFI

49.4
AI Score

Investment Advisor Scores

SYF

54score
Recommendation
HOLD

SOFI

49score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric SYF SOFI Winner
Forward P/E 8.0192 38.61 SYF
PEG Ratio 80.2121 1.7573 SOFI
Revenue Growth 5.0% 40.2% SOFI
Earnings Growth 7.6% -57.0% SYF
Tradestie Score 54.2/100 49.4/100 SYF
Profit Margin 36.4% 13.4% SYF
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Frequently Asked Questions

Based on our detailed analysis, SYF is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.