YRD vs AXP

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jan 28, 2026

YRD

60.4
AI Score
VS
YRD Wins

AXP

55.6
AI Score

Investment Advisor Scores

YRD

60score
Recommendation
BUY

AXP

56score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric YRD AXP Winner
Revenue 852.00M 38.83B AXP
Net Income 210.84M 10.13B AXP
Net Margin 24.7% 26.1% AXP
ROE 46.2% 33.5% YRD
ROA 18.2% 3.7% YRD
Total Assets 1.16B 271.46B AXP
Free Cash Flow 406.68M 12.14B AXP

Frequently Asked Questions

Based on our detailed analysis, YRD is currently the stronger investment candidate, winning 2 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.