EFX Stock Analysis: Buy, Sell, or Hold?
EFX - Equifax, Incorporated
$177.20
5.35 (3.11%)
▲
5d:
-1.36%
30d:
-15.2%
90d:
-20.2%
BUY
MODERATE Confidence
Analysis Updated: Mar 30, 2026 12:00 AM ET
Earnings: Apr 28, 2026
28d
Smart Money Accumulation
EFX is down 3.9% this week, but smart money is accumulating calls. Top strike: $240 2026-06-18 with 93 OI. Call ratio: 90% View Scanner →
Strength: 5.9/10
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: EFX shows positive signals but monitor for confirmation. Market pricing in 8.7% decline. Moderate conviction.
💡 BUY OPPORTUNITY: EFX shows positive signals but monitor for confirmation. Market pricing in 8.7% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$392.74
Based on 11.9% avg growth
INTRINSIC VALUE TODAY
$243.86
27.3% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 21.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: EFX is currently trading at $177.20, which is considered oversold relative to its 30-day fair value range of $179.35 to $203.69. From a valuation perspective, the stock is trading at a discount (Forward PE: 16.6) compared to its historical average (21.8). Remarkably, the market is currently pricing in an annual earnings decline of 8.7% over the next few years. This pessimistic expectation contrasts with the company's recent 2.4% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, EFX is in a downtrend. Immediate support is located at $166.07, while resistance sits at $192.11. The stock is showing strong short-term momentum, up 3.1% recently.
Market Sentiment: EFX has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $237.35 (+38.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, EFX is in a downtrend. Immediate support is located at $166.07, while resistance sits at $192.11. The stock is showing strong short-term momentum, up 3.1% recently.
Market Sentiment: EFX has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $237.35 (+38.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$179.35 -
$203.69
Company Quality Score
54/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
61.9%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+3.1%)
- BULLISH: Trading 38.1% below Wall St target ($237.35)
Fair Price Analysis
30-Day Fair Range
$179.35 -
$203.69
Current vs Fair Value
OVERSOLD
Support & Resistance Levels
Support Level
$166.07
Resistance Level
$192.11
Current Trend
Downtrend
Technical data as of
Mar 30, 2026
Fundamental Context
Forward P/E (Next Year Est.)
16.60
Wall Street Target
$237.35
(+38.1%)
Revenue Growth (YoY)
9.2%
Earnings Growth (YoY)
2.4%
Profit Margin
10.9%
Valuation Discount vs History
-8.7% cheaper
PE vs Historical
16.6 vs 21.8
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-8.7%
(market-implied from PE analysis)
1-Year Target
$156.90
(-9%)
2-Year Target
$143.25
(-17%)
3-Year Target
$130.79
(-24%)
3-Yr Target (if PE normalizes)
(PE: 17→22)
$171.80
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 19.7%)
$397.37
(+131%)
Base:
(SPY PE: 16.6, Growth: 19.7%)
$294.41
(+71%)
Bear:
(PE: 14.1, Growth: 19.7%)
$250.25
(+46%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (33x PE), but valuation improves significantly next year (17x PE) as earnings recover.
Trailing PE: 33.46 | Current EPS (TTM): $5.32
Bull Case
$381.15
(+112%)
Analyst growth 94.6%, PE expands to 36.8
Base Case
$346.50
(+93%)
Market implied 94.6%, PE stable at 33.5
Bear Case
$121.05
(-33%)
Severe decline -20.0%, PE contracts to 28.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 16.6 to 21.8
Stabilization Target:
$225.74
(+31.4%)
PE Expansion Potential:
+31.4%
Share & Embed Analysis
Last updated: March 30, 2026 2:42 PM ET
Data refreshes hourly during market hours. Next update: 3:42 PM
Data refreshes hourly during market hours. Next update: 3:42 PM
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Technical Signals Check
Is EFX showing a specific setup today?
Insider Activity (6 Months)
3
Buys
12
Sells
Net
INSIDERS SELLING
Recent Transactions
Ro Khanna
SELL
2026-02-24
John W Gamble Jr
SELL
4500 shares
2026-02-23
Ro Khanna
SELL
2026-02-17
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