HUM Stock Analysis: Buy, Sell, or Hold?
HUM - Humana Inc.
$305.12
3.77 (1.25%)
▲
5d:
+10.97%
30d:
+51.98%
90d:
+65.74%
HOLD
MODERATE Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: Jul 29, 2026
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1 traders called HUM this week
100% bullish • 0 bearish
100% bullish • 0 bearish
Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD - EXTENDED: HUM is 14.4% above its trading range ($266.81). Fundamentals are solid but entry is stretched. Hold existing positions; wait for pullback to add new shares.
📊 HOLD - EXTENDED: HUM is 14.4% above its trading range ($266.81). Fundamentals are solid but entry is stretched. Hold existing positions; wait for pullback to add new shares.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$475.57
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$295.29
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 16.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: HUM is currently trading at $305.12, which is considered extended relative to its 30-day fair value range of $195.52 to $266.81. From a valuation perspective, the stock is trading at a premium (Forward PE: 20.0) compared to its historical average (16.0). At these levels, the market is pricing in 7.8% annual earnings growth.
Technical Outlook: Technically, HUM is in a strong uptrend. The price is approaching resistance at $308.50. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: HUM has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. However, the stock is trading significantly above the average Wall Street target of $243.71. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, HUM is in a strong uptrend. The price is approaching resistance at $308.50. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: HUM has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. However, the stock is trading significantly above the average Wall Street target of $243.71. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$195.52 -
$266.81
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
46.2%
Protect Your Profits
HUM is technically overbought (RSI 86). Consider hedging now to protect against a potential pullback while keeping your upside.
View Profit Protection PlanAll Signals
- BEARISH: Price significantly overextended (+14.4% above its trading range)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BEARISH: Trading 20.1% above Wall St target ($243.71)
- BULLISH: Expecting earnings turnaround to 7.8% growth with 23.5% revenue growth
Trading Range Analysis
30-Day Trading Range
$195.52 -
$266.81
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$233.71
Resistance Level
$308.50
Current Trend
Strong Uptrend
Technical data as of
May 15, 2026
Fundamental Context
Forward P/E (Next Year Est.)
19.99
Wall Street Target
$243.71
(-20.1%)
Revenue Growth (YoY)
23.5%
Earnings Growth (YoY)
-4.6%
Profit Margin
0.8%
Valuation Premium vs History
+7.8% premium
PE vs Historical
20.0 vs 16.0
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+7.8%
(market-implied from PE analysis)
1-Year Target
$328.92
(+8%)
2-Year Target
$354.58
(+16%)
3-Year Target
$382.23
(+25%)
3-Yr Target (if PE normalizes)
(PE: 20→16)
PE COMPRESSION
$305.93
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 72.9%)
$1136.90
(+273%)
Base:
(SPY PE: 20.0, Growth: 72.9%)
$1029.78
(+238%)
Bear:
(PE: 16.0, Growth: 72.9%)
$824.21
(+170%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (32x PE), but valuation improves significantly next year (20x PE) as earnings recover.
Trailing PE: 32.16 | Current EPS (TTM): $9.37
Bull Case
$539.97
(+77%)
Analyst growth 62.9%, PE expands to 35.4
Base Case
$490.88
(+61%)
Market implied 62.9%, PE stable at 32.2
Bear Case
$204.92
(-33%)
Severe decline -20.0%, PE contracts to 27.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: May 15, 2026 9:37 PM ET
Data refreshes hourly during market hours. Next update: 10:37 PM
Data refreshes hourly during market hours. Next update: 10:37 PM
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Technical Signals Check
Is HUM showing a specific setup today?
Insider Activity (6 Months)
2
Buys
1
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Ro Khanna
BUY
2026-03-23
Ro Khanna
SELL
2026-02-24
Sanjay K Shetty
BUY
810 shares
2026-02-23
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