AIFU Stock Analysis: Buy, Sell, or Hold?
AIFU - AIFU Inc. Class A Ordinary Share
$2.00
-0.03 (-1.48%)
▼
5d:
-11.11%
30d:
-26.25%
90d:
-52.61%
HOLD
MODERATE Confidence
Last Updated: February 3, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: AIFU shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: AIFU shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$3.82
Based on 7.0% avg growth
INTRINSIC VALUE TODAY
$2.37
15.6% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 5.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: AIFU is currently trading at $2.00, which is considered oversold relative to its 30-day fair value range of $2.13 to $2.90. From a valuation perspective, the stock is trading at a discount (Forward PE: 3.9) compared to its historical average (5.2). Remarkably, the market is currently pricing in an annual earnings decline of 9.5% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, AIFU is in a strong downtrend. Immediate support is located at $1.75, while resistance sits at $2.40.
Market Sentiment: AIFU has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $6.00 (+195.6%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, AIFU is in a strong downtrend. Immediate support is located at $1.75, while resistance sits at $2.40.
Market Sentiment: AIFU has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $6.00 (+195.6%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$2.13 -
$2.90
Company Quality Score
51/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
57.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 195.6% below Wall St target ($6.00)
- CAUTION: 5-day price weakness (-11.1%) - monitor closely
Fair Price Analysis
30-Day Fair Range
$2.13 -
$2.90
Current vs Fair Value
OVERSOLD
Support & Resistance Levels
Support Level
$1.75
Resistance Level
$2.40
Current Trend
Strong Downtrend
Fundamental Context
Forward P/E (Next Year Est.)
3.87
Wall Street Target
$6.00
(+195.6%)
Revenue Growth (YoY)
-73.5%
Earnings Growth (YoY)
-96.8%
Profit Margin
-1.4%
Valuation Discount vs History
-9.5% cheaper
PE vs Historical
3.9 vs 5.2
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-9.5%
(market-implied from PE analysis)
1-Year Target
$1.84
(-10%)
2-Year Target
$1.66
(-18%)
3-Year Target
$1.50
(-26%)
3-Yr Target (if PE normalizes)
(PE: 4→5)
$2.02
(-1%)
📈
Valuation based on Current Earnings
Trailing PE: 0.18 | Current EPS (TTM): $11.62
Bull Case
$1.13
(-45%)
Analyst growth -50.0%, PE expands to 0.2
Base Case
$1.02
(-50%)
Market implied -50.0%, PE stable at 0.2
Bear Case
$1.39
(-31%)
Severe decline -20.0%, PE contracts to 0.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 3.9 to 5.2
Stabilization Target:
$2.72
(+34.2%)
PE Expansion Potential:
+34.2%
Last updated: February 03, 2026 1:33 PM ET
Data refreshes hourly during market hours. Next update: 2:33 PM
Data refreshes hourly during market hours. Next update: 2:33 PM
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