ALL Stock Analysis: Buy, Sell, or Hold?

ALL - The Allstate Corporation

FIRE, MARINE & CASUALTY INSURANCE
$198.99
0.60 (0.30%) ▲
BUY
HIGH Confidence
Last Updated: January 30, 2026
Earnings: Feb 04, 2026 3d

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Interactive Price Chart (1 Month)

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💡
Bottom Line:
✅ BUY SIGNAL: ALL shows strong fundamentals and good volume confirmation. Solid entry point despite slightly low pricing.

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$136.17
Based on -7.6% avg growth
INTRINSIC VALUE TODAY
$84.55
Trading above fair value

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.5x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: ALL is currently trading at $198.99, which is considered slightly low relative to its 30-day fair value range of $195.59 to $209.17. The stock's valuation (Forward PE: 8.2) is in line with its historical norms (8.5). Remarkably, the market is currently pricing in an annual earnings decline of 1.4% over the next few years. This pessimistic expectation contrasts with the company's recent 222.2% earnings growth, suggesting potential undervaluation if the company simply maintains stability.

Technical Outlook: Technically, ALL is showing sideways momentum. The price is approaching resistance at $200.03. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.

Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $236.76 (+19.3%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.

Quick Decision Summary

Current Position SLIGHTLY LOW
Fair Price Range $195.59 - $209.17
Company Quality Score 59/100 (HOLD)
Volume Confirmation HIGH
Confidence Score 77.1%

All Signals

  • BULLISH: Price oversold vs 30-day range
  • NEUTRAL: Mixed technical signals (45/100)
  • BULLISH: High volume confirmation
  • BULLISH: Trading below Wall St target ($236.76)

Fair Price Analysis

30-Day Fair Range $195.59 - $209.17
Current vs Fair Value SLIGHTLY LOW

Support & Resistance Levels

Support Level $191.13
Resistance Level $200.04
Current Trend Sideways

Fundamental Context

Forward P/E (Next Year Est.) 8.15
Wall Street Target $236.76 (+19.3%)
Revenue Growth (YoY) 3.8%
Earnings Growth (YoY) 222.2%
Profit Margin 12.5%
Valuation Discount vs History -1.4% cheaper
PE vs Historical 8.2 vs 8.5 FAIR
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): -1.4% (market-implied from PE analysis)
1-Year Target $195.61 (-1%)
2-Year Target $192.87 (-3%)
3-Year Target $190.17 (-4%)
3-Yr Target (if PE normalizes) (PE: 8→9) $198.26 (0%)
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 22.3, Growth: -19.3%) $395.56 (+99%)
Base: (SPY PE: 8.2, Growth: -19.3%) $144.63 (-27%)
Bear: (PE: 6.9, Growth: -19.3%) $122.93 (-38%)
📈 Valuation based on Current Earnings
Trailing PE: 6.40 | Current EPS (TTM): $30.83
Bull Case $171.31 (-14%)
Analyst growth -21.1%, PE expands to 7.0
Base Case $155.74 (-22%)
Market implied -21.1%, PE stable at 6.4
Bear Case $134.18 (-33%)
Severe decline -20.0%, PE contracts to 5.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡 Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.2 to 8.5
Stabilization Target: $206.82 (+4.3%)
PE Expansion Potential: +4.3%
Last updated: January 31, 2026 1:18 AM ET
Data refreshes hourly during market hours. Next update: 2:18 AM
🔥 Top Stocks Breaking Out Now
Ticker Score Recommendation Change %
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Michael T. McCaul SELL 2025-08-22

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Advanced ALL Option Strategies

Professional options setups generated by AI based on today's ALL price and gamma walls.

Iron Condor Bull Call Bear Put Collar

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