HIG Stock Analysis: Buy, Sell, or Hold?
HIG - The Hartford Insurance Group, Inc.
$136.02
0.00 (0.00%)
▲
5d:
+1.57%
30d:
-2.57%
90d:
-3.22%
BUY
HIGH Confidence
Analysis Updated: May 22, 2026 12:00 AM ET
Earnings: Apr 23, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: HIG shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: HIG shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$196.80
Based on 7.1% avg growth
INTRINSIC VALUE TODAY
$122.20
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: HIG is currently trading at $136.02, which is considered fair relative to its 30-day fair value range of $133.60 to $138.55. The stock's valuation (Forward PE: 9.4) is in line with its historical norms (9.7). Remarkably, the market is currently pricing in an annual earnings decline of 1.0% over the next few years. This pessimistic expectation contrasts with the company's recent 41.4% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, HIG is showing sideways momentum. The price is approaching resistance at $137.09. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: HIG has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, HIG is showing sideways momentum. The price is approaching resistance at $137.09. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: HIG has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$133.60 -
$138.55
Company Quality Score
64/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
78.6%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($149.45)
Trading Range Analysis
30-Day Trading Range
$133.60 -
$138.55
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$131.08
Resistance Level
$137.09
Current Trend
Sideways
Technical data as of
May 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.44
Wall Street Target
$149.45
(+9.9%)
Revenue Growth (YoY)
6.1%
Earnings Growth (YoY)
41.4%
Profit Margin
14.1%
Valuation Discount vs History
-1.0% cheaper
PE vs Historical
9.4 vs 9.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.0%
(market-implied from PE analysis)
1-Year Target
$134.66
(-1%)
2-Year Target
$133.31
(-2%)
3-Year Target
$131.98
(-3%)
3-Yr Target (if PE normalizes)
(PE: 9→10)
$135.66
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.0, Growth: 10.2%)
$424.24
(+212%)
Base:
(SPY PE: 9.4, Growth: 10.2%)
$182.06
(+34%)
Bear:
(PE: 8.0, Growth: 10.2%)
$154.75
(+14%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (10x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 9.57 | Current EPS (TTM): $14.21
Bull Case
$151.76
(+12%)
Analyst growth 1.4%, PE expands to 10.5
Base Case
$137.97
(+1%)
Market implied 1.4%, PE stable at 9.6
Bear Case
$92.49
(-32%)
Severe decline -20.0%, PE contracts to 8.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.4 to 9.7
Stabilization Target:
$139.81
(+2.8%)
PE Expansion Potential:
+2.8%
Share & Embed Analysis
Last updated: May 25, 2026 5:58 AM ET
Data refreshes hourly during market hours. Next update: 6:58 AM
Data refreshes hourly during market hours. Next update: 6:58 AM
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Technical Signals Check
Is HIG showing a specific setup today?
Insider Activity (6 Months)
0
Buys
5
Sells
Net
INSIDERS SELLING
Recent Transactions
Lori A Rodden
SELL
40693 shares
2026-03-10
Lori A Rodden
SELL
5681 shares
2026-02-11
Christopher Swift
SELL
100970 shares
2026-02-04
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