CATY Stock Analysis: Buy, Sell, or Hold?
CATY - Cathay General Bancorp
$54.80
-0.93 (-1.67%)
▼
5d:
+1.9%
30d:
+12.09%
90d:
+9.64%
HOLD
MODERATE Confidence
Analysis Updated: Apr 29, 2026 12:00 AM ET
Earnings: Apr 27, 2026
0d
Get Alerted When CATY Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: CATY is fairly valued with market pricing in 0.5% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: CATY is fairly valued with market pricing in 0.5% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$71.97
Based on 5.9% avg growth
INTRINSIC VALUE TODAY
$44.69
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: CATY is currently trading at $54.80, which is considered extended relative to its 30-day fair value range of $50.11 to $54.65. The stock's valuation (Forward PE: 9.3) is in line with its historical norms (9.2). At these levels, the market is pricing in 0.5% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, CATY is in a uptrend. The price is approaching resistance at $56.30. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: CATY has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, CATY is in a uptrend. The price is approaching resistance at $56.30. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: CATY has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$50.11 -
$54.65
Company Quality Score
66/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($56.40)
- NEUTRAL: Market pricing in 0.5% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$50.11 -
$54.65
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$52.82
Resistance Level
$56.30
Current Trend
Uptrend
Technical data as of
Apr 29, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.33
Wall Street Target
$56.40
(+2.9%)
Revenue Growth (YoY)
14.1%
Earnings Growth (YoY)
31.6%
Profit Margin
43.2%
Valuation Premium vs History
+0.5% premium
PE vs Historical
9.3 vs 9.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.5%
(market-implied from PE analysis)
1-Year Target
$55.07
(+1%)
2-Year Target
$55.35
(+1%)
3-Year Target
$55.63
(+2%)
3-Yr Target (if PE normalizes)
(PE: 9→9)
PE COMPRESSION
$54.87
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.6, Growth: 7.8%)
$151.61
(+177%)
Base:
(SPY PE: 9.3, Growth: 7.8%)
$68.61
(+25%)
Bear:
(PE: 7.9, Growth: 7.8%)
$58.31
(+6%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 11.49 | Current EPS (TTM): $4.85
Bull Case
$74.27
(+36%)
Analyst growth 21.2%, PE expands to 12.6
Base Case
$67.52
(+23%)
Market implied 21.2%, PE stable at 11.5
Bear Case
$37.90
(-31%)
Severe decline -20.0%, PE contracts to 9.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: April 30, 2026 1:33 AM ET
Data refreshes hourly during market hours. Next update: 2:33 AM
Data refreshes hourly during market hours. Next update: 2:33 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is CATY showing a specific setup today?
Insider Activity (6 Months)
2
Buys
6
Sells
Net
INSIDERS SELLING
Recent Transactions
Chang Liu
SELL
4836 shares
2026-04-06
Gilbert Ray Cisneros, Jr.
BUY
2026-03-03
Thomas M Lo
SELL
1000 shares
2026-01-29
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 54 HOLD |
|
CFG
Citizens Financial Group… |
BUY
21 analysts |
$73 | 62 BUY |
|
RF
Regions Financial Corpor… |
HOLD
24 analysts |
$31 | 65 BUY |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$56 | 58 HOLD |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$234 | 51 HOLD |
