CFFN Stock Analysis: Buy, Sell, or Hold?
CFFN - Capitol Federal Financial, Inc.
$8.45
-0.17 (-1.97%)
▼
5d:
-0.12%
30d:
+7.51%
90d:
+17.36%
HOLD
MODERATE Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Jul 22, 2026
17d
Get Alerted When CFFN Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: CFFN is fairly valued with market pricing in 3.8% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: CFFN is fairly valued with market pricing in 3.8% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$10.37
Based on 6.6% avg growth
INTRINSIC VALUE TODAY
$6.44
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: CFFN is currently trading at $8.45, which is considered extended relative to its 30-day fair value range of $7.81 to $8.38. From a valuation perspective, the stock is trading at a premium (Forward PE: 11.7) compared to its historical average (10.5). At these levels, the market is pricing in 3.8% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, CFFN is in a strong uptrend. The price is approaching resistance at $8.69. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: CFFN has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, CFFN is in a strong uptrend. The price is approaching resistance at $8.69. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: CFFN has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$7.81 -
$8.38
Company Quality Score
67/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($8.25)
- NEUTRAL: Market pricing in 3.8% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$7.81 -
$8.38
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$8.03
Resistance Level
$8.69
Current Trend
Strong Uptrend
Technical data as of
Jul 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.74
Wall Street Target
$8.25
(-2.4%)
Revenue Growth (YoY)
13.4%
Earnings Growth (YoY)
34.3%
Profit Margin
35.9%
Valuation Premium vs History
+3.8% premium
PE vs Historical
11.7 vs 10.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.8%
(market-implied from PE analysis)
1-Year Target
$8.77
(+4%)
2-Year Target
$9.10
(+8%)
3-Year Target
$9.45
(+12%)
3-Yr Target (if PE normalizes)
(PE: 12→11)
PE COMPRESSION
$8.46
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 9.1%)
$20.36
(+141%)
Base:
(SPY PE: 11.7, Growth: 9.1%)
$10.97
(+30%)
Bear:
(PE: 10.0, Growth: 9.1%)
$9.32
(+10%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 14.37 | Current EPS (TTM): $0.60
Bull Case
$11.38
(+35%)
Analyst growth 20.0%, PE expands to 15.8
Base Case
$10.34
(+22%)
Market implied 20.0%, PE stable at 14.4
Bear Case
$5.86
(-31%)
Severe decline -20.0%, PE contracts to 12.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 04, 2026 4:27 AM ET
Data refreshes hourly during market hours. Next update: 5:27 AM
Data refreshes hourly during market hours. Next update: 5:27 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is CFFN showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 69 BUY |
|
CFG
Citizens Financial Group… |
STRONG BUY
17 analysts |
$74 | 65 BUY |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$256 | 62 BUY |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$18 | 66 BUY |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$89 | 67 BUY |
