CPAY Stock Analysis: Buy, Sell, or Hold?
CPAY - Corpay, Inc.
$352.46
11.52 (3.38%)
▲
5d:
+8.18%
30d:
-2.05%
90d:
+21.71%
BUY
HIGH Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Aug 05, 2026
30d
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: CPAY shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
✅ BUY SIGNAL: CPAY shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$539.04
Based on 9.2% avg growth
INTRINSIC VALUE TODAY
$334.70
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: CPAY is currently trading at $352.46, which is considered oversold relative to its 30-day fair value range of $341.13 to $358.41. The stock's valuation (Forward PE: 11.5) is in line with its historical norms (11.4). At these levels, the market is pricing in 0.3% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, CPAY is in a uptrend. The price is currently testing key support at $342.47. A bounce from this level would confirm strength, while a break below could signal further downside. The stock is showing strong short-term momentum, up 3.4% recently.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $395.14 (+12.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, CPAY is in a uptrend. The price is currently testing key support at $342.47. A bounce from this level would confirm strength, while a break below could signal further downside. The stock is showing strong short-term momentum, up 3.4% recently.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $395.14 (+12.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$341.13 -
$358.41
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
82.9%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+3.4%)
- BULLISH: Trading below Wall St target ($395.14)
- NEUTRAL: Market pricing in 0.3% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$341.13 -
$358.41
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$342.47
Resistance Level
$364.29
Current Trend
Uptrend
Technical data as of
Jun 17, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.52
Wall Street Target
$395.14
(+12.1%)
Revenue Growth (YoY)
25.4%
Earnings Growth (YoY)
49.1%
Profit Margin
24.6%
Valuation Premium vs History
+0.3% premium
PE vs Historical
11.5 vs 11.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.3%
(market-implied from PE analysis)
1-Year Target
$353.52
(+0%)
2-Year Target
$354.58
(+1%)
3-Year Target
$355.64
(+1%)
3-Yr Target (if PE normalizes)
(PE: 12→11)
PE COMPRESSION
$352.06
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 14.3%)
$996.04
(+183%)
Base:
(SPY PE: 11.5, Growth: 14.3%)
$526.65
(+49%)
Bear:
(PE: 9.8, Growth: 14.3%)
$447.65
(+27%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (20x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 20.40 | Current EPS (TTM): $16.71
Bull Case
$686.91
(+95%)
Analyst growth 83.2%, PE expands to 22.4
Base Case
$624.47
(+77%)
Market implied 83.2%, PE stable at 20.4
Bear Case
$231.84
(-34%)
Severe decline -20.0%, PE contracts to 17.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 05, 2026 3:32 PM ET
Data refreshes hourly during market hours. Next update: 4:32 PM
Data refreshes hourly during market hours. Next update: 4:32 PM
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Technical Signals Check
Is CPAY showing a specific setup today?
Insider Activity (6 Months)
2
Buys
3
Sells
Net
INSIDERS SELLING
Recent Transactions
Ro Khanna
BUY
2026-03-23
Ro Khanna
SELL
2026-03-10
Alissa B Vickery
SELL
1701 shares
2026-02-10
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