FIHL Stock Analysis: Buy, Sell, or Hold?
FIHL - Fidelis Insurance Holdings Limited
$19.04
0.16 (0.85%)
▲
BUY
HIGH Confidence
Last Updated: January 30, 2026
Earnings: Feb 25, 2026
23d
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: FIHL shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: FIHL shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$36.72
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$22.80
16.5% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 5.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FIHL is currently trading at $19.04, which is considered fair relative to its 30-day fair value range of $18.59 to $19.40. The stock's valuation (Forward PE: 5.2) is in line with its historical norms (5.2). At these levels, the market is pricing in 0.3% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, FIHL is in a strong uptrend. The price is approaching resistance at $19.09. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FIHL has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $21.28 (+11.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, FIHL is in a strong uptrend. The price is approaching resistance at $19.09. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FIHL has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $21.28 (+11.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Fair Price Range
$18.59 -
$19.40
Company Quality Score
64/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
81.9%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($21.28)
- NEUTRAL: Market pricing in 0.3% annual earnings growth - fairly valued
Fair Price Analysis
30-Day Fair Range
$18.59 -
$19.40
Current vs Fair Value
FAIR
Support & Resistance Levels
Support Level
$18.20
Resistance Level
$19.09
Current Trend
Strong Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
5.25
Wall Street Target
$21.28
(+11.8%)
Revenue Growth (YoY)
-5.0%
Earnings Growth (YoY)
41.1%
Profit Margin
-0.6%
Valuation Premium vs History
+0.3% premium
PE vs Historical
5.3 vs 5.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.3%
(market-implied from PE analysis)
1-Year Target
$19.10
(+0%)
2-Year Target
$19.15
(+1%)
3-Year Target
$19.21
(+1%)
3-Yr Target (if PE normalizes)
(PE: 5→5)
PE COMPRESSION
$19.03
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 85.4%)
$272.95
(+1334%)
Base:
(SPY PE: 5.2, Growth: 85.4%)
$64.26
(+238%)
Bear:
(PE: 4.5, Growth: 85.4%)
$54.62
(+187%)
Last updated: February 01, 2026 3:34 PM ET
Data refreshes hourly during market hours. Next update: 4:34 PM
Data refreshes hourly during market hours. Next update: 4:34 PM
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Technical Signals Check
Is FIHL showing a specific setup today?
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