FIHL Stock Analysis: Buy, Sell, or Hold?
FIHL - Fidelis Insurance Holdings Limited
$19.18
0.43 (2.29%)
▲
5d:
+0.63%
30d:
+0.63%
90d:
-1.54%
BUY
HIGH Confidence
Analysis Updated: Mar 30, 2026 12:00 AM ET
Earnings: May 13, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: FIHL shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: FIHL shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$32.92
Based on 10.3% avg growth
INTRINSIC VALUE TODAY
$20.44
6.2% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 5.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FIHL is currently trading at $19.18, which is considered fair relative to its 30-day fair value range of $18.69 to $19.60. The stock's valuation (Forward PE: 4.8) is in line with its historical norms (5.1). Remarkably, the market is currently pricing in an annual earnings decline of 2.1% over the next few years. This pessimistic expectation contrasts with the company's recent 41.1% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, FIHL is in a uptrend. The price is approaching resistance at $19.33. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FIHL has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $22.00 (+14.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, FIHL is in a uptrend. The price is approaching resistance at $19.33. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FIHL has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $22.00 (+14.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Fair Price Range
$18.69 -
$19.60
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
81.0%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($22.00)
Fair Price Analysis
30-Day Fair Range
$18.69 -
$19.60
Current vs Fair Value
FAIR
Support & Resistance Levels
Support Level
$18.52
Resistance Level
$19.33
Current Trend
Uptrend
Technical data as of
Mar 30, 2026
Fundamental Context
Forward P/E (Next Year Est.)
4.83
Wall Street Target
$22.00
(+14.7%)
Revenue Growth (YoY)
-10.8%
Earnings Growth (YoY)
41.1%
Profit Margin
9.0%
Valuation Discount vs History
-2.1% cheaper
PE vs Historical
4.8 vs 5.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.1%
(market-implied from PE analysis)
1-Year Target
$18.78
(-2%)
2-Year Target
$18.38
(-4%)
3-Year Target
$18.00
(-6%)
3-Yr Target (if PE normalizes)
(PE: 5→5)
$19.00
(-1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 16.6%)
$140.64
(+633%)
Base:
(SPY PE: 4.8, Growth: 16.6%)
$30.40
(+59%)
Bear:
(PE: 4.1, Growth: 16.6%)
$25.84
(+35%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (9x PE), but valuation improves significantly next year (5x PE) as earnings recover.
Trailing PE: 8.93 | Current EPS (TTM): $2.11
Bull Case
$38.66
(+103%)
Analyst growth 86.6%, PE expands to 9.8
Base Case
$35.15
(+84%)
Market implied 86.6%, PE stable at 8.9
Bear Case
$12.81
(-33%)
Severe decline -20.0%, PE contracts to 7.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 4.8 to 5.1
Stabilization Target:
$20.25
(+5.6%)
PE Expansion Potential:
+5.6%
Share & Embed Analysis
Last updated: March 31, 2026 8:28 AM ET
Data refreshes hourly during market hours. Next update: 9:28 AM
Data refreshes hourly during market hours. Next update: 9:28 AM
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Technical Signals Check
Is FIHL showing a specific setup today?
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