IBOC Stock Analysis: Buy, Sell, or Hold?
IBOC - International Bancshares Corp
$70.83
-0.85 (-1.19%)
▼
5d:
-3.33%
30d:
+0.4%
90d:
-1.72%
BUY
HIGH Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: May 04, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: IBOC shows strong fundamentals and good volume confirmation. Solid entry point despite slightly low pricing.
✅ BUY SIGNAL: IBOC shows strong fundamentals and good volume confirmation. Solid entry point despite slightly low pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$76.52
Based on 2.6% avg growth
INTRINSIC VALUE TODAY
$47.51
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: IBOC is currently trading at $70.83, which is considered slightly low relative to its 30-day fair value range of $70.70 to $72.64. The stock's valuation (Forward PE: 10.7) is in line with its historical norms (10.2). At these levels, the market is pricing in 1.7% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, IBOC is in a uptrend. The price is currently testing key support at $70.66. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $87.00 (+22.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, IBOC is in a uptrend. The price is currently testing key support at $70.66. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $87.00 (+22.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$70.70 -
$72.64
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
80.5%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 22.8% below Wall St target ($87.00)
- NEUTRAL: Market pricing in 1.7% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$70.70 -
$72.64
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$70.66
Resistance Level
$74.34
Current Trend
Uptrend
Technical data as of
May 15, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.73
Wall Street Target
$87.00
(+22.8%)
Revenue Growth (YoY)
5.4%
Earnings Growth (YoY)
5.3%
Profit Margin
49.9%
Valuation Premium vs History
+1.7% premium
PE vs Historical
10.7 vs 10.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.7%
(market-implied from PE analysis)
1-Year Target
$72.03
(+2%)
2-Year Target
$73.26
(+3%)
3-Year Target
$74.50
(+5%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$70.81
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 1.2%)
$151.09
(+113%)
Base:
(SPY PE: 10.7, Growth: 1.2%)
$73.47
(+4%)
Bear:
(PE: 9.1, Growth: 1.2%)
$62.45
(-12%)
📈
Valuation based on Current Earnings
Trailing PE: 10.70 | Current EPS (TTM): $6.70
Bull Case
$77.67
(+10%)
Analyst growth -1.5%, PE expands to 11.8
Base Case
$70.61
(0%)
Market implied -1.5%, PE stable at 10.7
Bear Case
$48.74
(-31%)
Severe decline -20.0%, PE contracts to 9.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: May 16, 2026 6:08 AM ET
Data refreshes hourly during market hours. Next update: 7:08 AM
Data refreshes hourly during market hours. Next update: 7:08 AM
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Technical Signals Check
Is IBOC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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