IBOC Stock Analysis: Buy, Sell, or Hold?
IBOC - International Bancshares Corp
$75.90
-1.12 (-1.45%)
▼
5d:
-1.56%
30d:
+5.43%
90d:
+11.83%
BUY
MODERATE Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Aug 06, 2026
Get Alerted When IBOC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: IBOC shows positive signals but monitor for confirmation. Market pricing in 3.2% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: IBOC shows positive signals but monitor for confirmation. Market pricing in 3.2% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$78.77
Based on 2.6% avg growth
INTRINSIC VALUE TODAY
$48.91
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: IBOC is currently trading at $75.90, which is considered slightly high relative to its 30-day fair value range of $72.53 to $76.39. The stock's valuation (Forward PE: 11.5) is in line with its historical norms (10.5). At these levels, the market is pricing in 3.2% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, IBOC is in a uptrend. The price is approaching resistance at $75.68. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $87.00 (+14.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, IBOC is in a uptrend. The price is approaching resistance at $75.68. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $87.00 (+14.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$72.53 -
$76.39
Company Quality Score
60/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
63.8%
All Signals
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($87.00)
- NEUTRAL: Market pricing in 3.2% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$72.53 -
$76.39
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$70.50
Resistance Level
$75.68
Current Trend
Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.50
Wall Street Target
$87.00
(+14.6%)
Revenue Growth (YoY)
5.4%
Earnings Growth (YoY)
5.3%
Profit Margin
49.9%
Valuation Premium vs History
+3.2% premium
PE vs Historical
11.5 vs 10.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.2%
(market-implied from PE analysis)
1-Year Target
$78.33
(+3%)
2-Year Target
$80.84
(+7%)
3-Year Target
$83.42
(+10%)
3-Yr Target (if PE normalizes)
(PE: 12→11)
PE COMPRESSION
$76.17
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 1.2%)
$149.10
(+96%)
Base:
(SPY PE: 11.5, Growth: 1.2%)
$78.73
(+4%)
Bear:
(PE: 9.8, Growth: 1.2%)
$66.92
(-12%)
📈
Valuation based on Current Earnings
Trailing PE: 11.50 | Current EPS (TTM): $6.70
Bull Case
$83.46
(+10%)
Analyst growth -1.5%, PE expands to 12.7
Base Case
$75.87
(0%)
Market implied -1.5%, PE stable at 11.5
Bear Case
$52.37
(-31%)
Severe decline -20.0%, PE contracts to 9.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 04, 2026 11:55 AM ET
Data refreshes hourly during market hours. Next update: 12:55 PM
Data refreshes hourly during market hours. Next update: 12:55 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is IBOC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$64 | 66 BUY |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$235 | 63 BUY |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$56 | 62 BUY |
|
WTFC
Wintrust Financial Corpo… |
STRONG BUY
13 analysts |
$176 | 66 BUY |
|
SNV
Synovus Financial Corp |
BUY
19 analysts |
$58 | 50 HOLD |
