IGIC Stock Analysis: Buy, Sell, or Hold?
IGIC - International General Insurance Holdings Ltd. Ordinary Share
$24.94
0.02 (0.08%)
▲
5d:
+0.52%
30d:
-0.6%
90d:
+13.31%
BUY
MODERATE Confidence
Last Updated: February 2, 2026
Earnings: Feb 24, 2026
21d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: IGIC shows positive signals but monitor for confirmation. Market pricing in 0.7% growth. Moderate conviction.
💡 BUY OPPORTUNITY: IGIC shows positive signals but monitor for confirmation. Market pricing in 0.7% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$42.60
Based on 12.0% avg growth
INTRINSIC VALUE TODAY
$26.45
5.7% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: IGIC is currently trading at $24.94, which is considered slightly high relative to its 30-day fair value range of $23.91 to $25.15. The stock's valuation (Forward PE: 8.3) is in line with its historical norms (8.1). At these levels, the market is pricing in 0.7% annual earnings growth. This is a high bar to clear, indicating the stock may be priced for perfection.
Technical Outlook: Technically, IGIC is in a uptrend. The price is approaching resistance at $25.39. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: IGIC has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $30.00 (+20.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, IGIC is in a uptrend. The price is approaching resistance at $25.39. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: IGIC has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $30.00 (+20.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Fair Price Range
$23.91 -
$25.15
Company Quality Score
59/100
(HOLD)
Options IV Signal
40th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
71.2%
All Signals
- NEUTRAL: Options fairly priced (IV 40th percentile)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 20.4% below Wall St target ($30.00)
- BEARISH: Market expects 0.7% growth - appears too optimistic based on history
Fair Price Analysis
30-Day Fair Range
$23.91 -
$25.15
Current vs Fair Value
SLIGHTLY HIGH
Expected Move (7 Days)
±$1.46
(5.9%)
Support & Resistance Levels
Support Level
$23.46
Resistance Level
$25.39
Current Trend
Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
8.28
Wall Street Target
$30.00
(+20.4%)
Revenue Growth (YoY)
-6.9%
Earnings Growth (YoY)
0.1%
Profit Margin
23.8%
Valuation Premium vs History
+0.7% premium
PE vs Historical
8.3 vs 8.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.7%
(market-implied from PE analysis)
1-Year Target
$25.09
(+1%)
2-Year Target
$25.27
(+1%)
3-Year Target
$25.45
(+2%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
PE COMPRESSION
$24.90
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 19.9%)
$115.76
(+365%)
Base:
(SPY PE: 8.3, Growth: 19.9%)
$42.98
(+73%)
Bear:
(PE: 7.0, Growth: 19.9%)
$36.53
(+47%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (9x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 8.73 | Current EPS (TTM): $2.84
Bull Case
$28.91
(+16%)
Analyst growth 6.0%, PE expands to 9.6
Base Case
$26.28
(+6%)
Market implied 6.0%, PE stable at 8.7
Bear Case
$16.86
(-32%)
Severe decline -20.0%, PE contracts to 7.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Last updated: February 02, 2026 12:53 PM ET
Data refreshes hourly during market hours. Next update: 1:53 PM
Data refreshes hourly during market hours. Next update: 1:53 PM
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Technical Signals Check
Is IGIC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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