KNSL Stock Analysis: Buy, Sell, or Hold?
KNSL - Kinsale Capital Group, Inc.
$395.88
0.60 (0.15%)
β²
5d:
-2.66%
30d:
+0.06%
90d:
-1.91%
BUY
HIGH Confidence
Last Updated: January 30, 2026
Earnings: Feb 12, 2026
9d
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Interactive Price Chart (1 Month)
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Bottom Line:
β BUY SIGNAL: KNSL shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
β BUY SIGNAL: KNSL shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$536.08
Based on 6.3% avg growth
INTRINSIC VALUE TODAY
$332.86
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 19.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: KNSL is currently trading at $395.88, which is considered fair relative to its 30-day fair value range of $390.34 to $404.07. The stock's valuation (Forward PE: 19.2) is in line with its historical norms (19.2). At these levels, the market is pricing in 0.1% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, KNSL is in a downtrend. Immediate support is located at $381.34, while resistance sits at $417.00.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $457.80 (+15.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, KNSL is in a downtrend. Immediate support is located at $381.34, while resistance sits at $417.00.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $457.80 (+15.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Fair Price Range
$390.34 -
$404.07
Company Quality Score
54/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
76.5%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Options cheap (IV 0th percentile)
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($457.80)
- NEUTRAL: Market pricing in 0.1% annual earnings growth - fairly valued
Fair Price Analysis
30-Day Fair Range
$390.34 -
$404.07
Current vs Fair Value
FAIR
Expected Move (7 Days)
Β±$20.41
(5.2%)
Support & Resistance Levels
Support Level
$381.34
Resistance Level
$417.00
Current Trend
Downtrend
Fundamental Context
Forward P/E (Next Year Est.)
19.23
Wall Street Target
$457.80
(+15.6%)
Revenue Growth (YoY)
19.0%
Earnings Growth (YoY)
24.3%
Profit Margin
26.3%
Valuation Premium vs History
+0.1% premium
PE vs Historical
19.2 vs 19.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.1%
(market-implied from PE analysis)
1-Year Target
$396.28
(+0%)
2-Year Target
$396.67
(+0%)
3-Year Target
$397.07
(+0%)
3-Yr Target (if PE normalizes)
(PE: 19β19)
PE COMPRESSION
$396.39
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 8.6%)
$587.14
(+48%)
Base:
(SPY PE: 19.2, Growth: 8.6%)
$506.39
(+28%)
Bear:
(PE: 16.3, Growth: 8.6%)
$430.43
(+9%)
π
Valuation based on Current Earnings
Trailing PE: 19.16 | Current EPS (TTM): $20.34
Bull Case
$433.85
(+10%)
Analyst growth 1.2%, PE expands to 21.1
Base Case
$394.40
(0%)
Market implied 1.2%, PE stable at 19.2
Bear Case
$265.02
(-33%)
Severe decline -20.0%, PE contracts to 16.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Last updated: February 02, 2026 8:30 AM ET
Data refreshes hourly during market hours. Next update: 9:30 AM
Data refreshes hourly during market hours. Next update: 9:30 AM
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Technical Signals Check
Is KNSL showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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