LDI Stock Analysis: Buy, Sell, or Hold?
LDI - loanDepot, Inc.
$2.18
-0.15 (-6.44%)
▼
WAIT
LOW Confidence
Last Updated: January 30, 2026
Earnings: Mar 10, 2026
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1 traders called LDI this week
100% bullish • 0 bearish
100% bullish • 0 bearish
Interactive Price Chart (1 Month)
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Bottom Line:
⏸️ WAIT FOR STABILIZATION: LDI is down 17.1% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
⏸️ WAIT FOR STABILIZATION: LDI is down 17.1% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
In-depth Analysis How we analyze
Valuation Analysis: LDI is currently trading at $2.18, which is considered slightly low relative to its 30-day fair value range of $2.14 to $2.74. From a valuation perspective, the stock is trading at a discount (Forward PE: 12.0) compared to its historical average (14.8). Remarkably, the market is currently pricing in an annual earnings decline of 6.7% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, LDI is in a strong uptrend. The price is currently testing key support at $2.14. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 6.4% recently.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, LDI is in a strong uptrend. The price is currently testing key support at $2.14. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 6.4% recently.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Fair Price Range
$2.14 -
$2.74
Company Quality Score
43/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
70.0%
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View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BEARISH: Downward momentum (-6.4%)
- NEUTRAL: Near Wall St target ($2.38)
- WARNING: Recommendation downgraded due to -17.1% 5-day decline - wait for stabilization
Fair Price Analysis
30-Day Fair Range
$2.14 -
$2.74
Current vs Fair Value
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$2.14
Resistance Level
$3.24
Current Trend
Strong Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
12.01
Wall Street Target
$2.38
(+2.3%)
Revenue Growth (YoY)
-7.8%
Earnings Growth (YoY)
-98.8%
Profit Margin
-6.7%
Valuation Discount vs History
-6.7% cheaper
PE vs Historical
12.0 vs 14.8
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-6.7%
(market-implied from PE analysis)
1-Year Target
$2.17
(-7%)
2-Year Target
$2.03
(-13%)
3-Year Target
$1.89
(-19%)
3-Yr Target (if PE normalizes)
(PE: 12→15)
$2.33
(+0%)
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 12.0 to 14.8
Stabilization Target:
$2.87
(+23.2%)
PE Expansion Potential:
+23.2%
Last updated: January 30, 2026 4:04 PM ET
Data refreshes hourly during market hours. Next update: 5:04 PM
Data refreshes hourly during market hours. Next update: 5:04 PM
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Technical Signals Check
Is LDI showing a specific setup today?
Insider Activity (6 Months)
0
Buys
20
Sells
Net
INSIDERS SELLING
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