UWMC Stock Analysis: Buy, Sell, or Hold?
UWMC - UWM Holdings Corporation
$2.92
-0.08 (-2.67%)
▼
5d:
-12.31%
30d:
-25.51%
90d:
-39.67%
WAIT
LOW Confidence
Analysis Updated: May 18, 2026 12:00 AM ET
Earnings: May 12, 2026
0d
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5 traders called UWMC this week
83% bullish • 1 bearish
83% bullish • 1 bearish
Interactive Price Chart (1 Month)
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Bottom Line:
⏸️ WAIT FOR STABILIZATION: UWMC is down 12.3% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
⏸️ WAIT FOR STABILIZATION: UWMC is down 12.3% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$9.00
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$5.59
47.8% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: UWMC is currently trading at $2.92, which is considered oversold relative to its 30-day fair value range of $3.27 to $3.83. From a valuation perspective, the stock is trading at a discount (Forward PE: 5.7) compared to its historical average (9.0). Remarkably, the market is currently pricing in an annual earnings decline of 14.2% over the next few years. This pessimistic expectation contrasts with the company's recent 277.8% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, UWMC is in a strong downtrend. The price is currently testing key support at $2.95. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $5.59 (+91.6%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, UWMC is in a strong downtrend. The price is currently testing key support at $2.95. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $5.59 (+91.6%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$3.27 -
$3.83
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
79.5%
Protect Your Profits
Holding UWMC? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 91.6% below Wall St target ($5.59)
- WARNING: Recommendation downgraded due to -12.3% 5-day decline - wait for stabilization
Trading Range Analysis
30-Day Trading Range
$3.27 -
$3.83
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$2.95
Resistance Level
$4.00
Current Trend
Strong Downtrend
Technical data as of
May 18, 2026
Fundamental Context
Forward P/E (Next Year Est.)
5.69
Wall Street Target
$5.59
(+91.6%)
Revenue Growth (YoY)
24.4%
Earnings Growth (YoY)
277.8%
Profit Margin
1.8%
Valuation Discount vs History
-14.2% cheaper
PE vs Historical
5.7 vs 9.0
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-14.2%
(market-implied from PE analysis)
1-Year Target
$2.63
(-10%)
2-Year Target
$2.37
(-19%)
3-Year Target
$2.13
(-27%)
3-Yr Target (if PE normalizes)
(PE: 6→9)
$3.37
(+15%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 27.8%)
$23.71
(+712%)
Base:
(SPY PE: 5.7, Growth: 27.8%)
$6.10
(+109%)
Bear:
(PE: 4.8, Growth: 27.8%)
$5.18
(+78%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (10x PE), but valuation improves significantly next year (6x PE) as earnings recover.
Trailing PE: 10.10 | Current EPS (TTM): $0.30
Bull Case
$5.71
(+90%)
Analyst growth 71.2%, PE expands to 11.1
Base Case
$5.19
(+73%)
Market implied 71.2%, PE stable at 10.1
Bear Case
$2.06
(-31%)
Severe decline -20.0%, PE contracts to 8.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 5.7 to 9.0
Stabilization Target:
$4.62
(+58.3%)
PE Expansion Potential:
+58.3%
Share & Embed Analysis
Last updated: May 18, 2026 5:18 PM ET
Data refreshes hourly during market hours. Next update: 6:18 PM
Data refreshes hourly during market hours. Next update: 6:18 PM
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Technical Signals Check
Is UWMC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
20
Sells
Net
INSIDERS SELLING
Recent Transactions
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SELL
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SELL
1000574 shares
2026-04-20
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2026-04-17
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