LFT Stock Analysis: Buy, Sell, or Hold?
LFT - Lument Finance Trust, Inc.
$1.34
-0.11 (-7.59%)
▼
BUY
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Mar 18, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: LFT shows positive signals but monitor for confirmation. Market pricing in 0.6% decline. Moderate conviction.
💡 BUY OPPORTUNITY: LFT shows positive signals but monitor for confirmation. Market pricing in 0.6% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$1.72
Based on 2.9% avg growth
INTRINSIC VALUE TODAY
$1.07
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 5.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: LFT is currently trading at $1.34, which is considered oversold relative to its 30-day fair value range of $1.36 to $1.46. The stock's valuation (Forward PE: 5.5) is in line with its historical norms (5.6). Remarkably, the market is currently pricing in an annual earnings decline of 0.6% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, LFT is in a strong downtrend. The price is currently testing key support at $1.33. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 7.6% recently.
Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $2.75 (+89.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, LFT is in a strong downtrend. The price is currently testing key support at $1.33. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 7.6% recently.
Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $2.75 (+89.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$1.36 -
$1.46
Company Quality Score
49/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
74.8%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (45/100)
- BULLISH: High volume confirmation
- BEARISH: Downward momentum (-7.6%)
- BULLISH: Trading 89.7% below Wall St target ($2.75)
Fair Price Analysis
30-Day Fair Range
$1.36 -
$1.46
Current vs Fair Value
OVERSOLD
Support & Resistance Levels
Support Level
$1.33
Resistance Level
$1.50
Current Trend
Strong Downtrend
Fundamental Context
Forward P/E (Next Year Est.)
5.47
Wall Street Target
$2.75
(+89.7%)
Revenue Growth (YoY)
-44.4%
Earnings Growth (YoY)
-87.1%
Profit Margin
45.1%
Valuation Discount vs History
-0.6% cheaper
PE vs Historical
5.5 vs 5.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.6%
(market-implied from PE analysis)
1-Year Target
$1.44
(-1%)
2-Year Target
$1.43
(-1%)
3-Year Target
$1.42
(-2%)
3-Yr Target (if PE normalizes)
(PE: 5→6)
$1.46
(+1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 1.9%)
$6.26
(+332%)
Base:
(SPY PE: 5.5, Growth: 1.9%)
$1.54
(+6%)
Bear:
(PE: 4.7, Growth: 1.9%)
$1.30
(-10%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (5x PE) as earnings recover.
Trailing PE: 13.40 | Current EPS (TTM): $0.10
Bull Case
$2.95
(+120%)
Analyst growth 100.0%, PE expands to 14.7
Base Case
$2.68
(+100%)
Market implied 100.0%, PE stable at 13.4
Bear Case
$0.91
(-32%)
Severe decline -20.0%, PE contracts to 11.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 5.5 to 5.6
Stabilization Target:
$1.48
(+2.3%)
PE Expansion Potential:
+2.3%
Last updated: January 31, 2026 2:07 AM ET
Data refreshes hourly during market hours. Next update: 3:07 AM
Data refreshes hourly during market hours. Next update: 3:07 AM
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Technical Signals Check
Is LFT showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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