MFA Stock Analysis: Buy, Sell, or Hold?
MFA - MFA Financial, Inc
$9.56
-0.09 (-0.88%)
▼
5d:
-1.19%
30d:
-6.6%
90d:
-0.88%
HOLD
MODERATE Confidence
Analysis Updated: Mar 31, 2026 12:00 AM ET
Earnings: May 05, 2026
Get Alerted When MFA Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: MFA shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: MFA shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$15.05
Based on 7.4% avg growth
INTRINSIC VALUE TODAY
$9.35
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: MFA is currently trading at $9.55, which is considered oversold relative to its 30-day fair value range of $9.70 to $10.17. The stock's valuation (Forward PE: 6.4) is in line with its historical norms (7.0). Remarkably, the market is currently pricing in an annual earnings decline of 3.0% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, MFA is in a uptrend. The price is currently testing key support at $9.38. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: MFA has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $15.10 (+56.6%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, MFA is in a uptrend. The price is currently testing key support at $9.38. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: MFA has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $15.10 (+56.6%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$9.70 -
$10.17
Company Quality Score
53/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
57.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 56.6% below Wall St target ($15.10)
Fair Price Analysis
30-Day Fair Range
$9.70 -
$10.17
Current vs Fair Value
OVERSOLD
Support & Resistance Levels
Support Level
$9.38
Resistance Level
$10.11
Current Trend
Uptrend
Technical data as of
Mar 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
6.41
Wall Street Target
$15.10
(+56.6%)
Revenue Growth (YoY)
111.3%
Earnings Growth (YoY)
-5.4%
Profit Margin
54.3%
Valuation Discount vs History
-3.0% cheaper
PE vs Historical
6.4 vs 7.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-3.0%
(market-implied from PE analysis)
1-Year Target
$9.35
(-3%)
2-Year Target
$9.07
(-6%)
3-Year Target
$8.80
(-9%)
3-Yr Target (if PE normalizes)
(PE: 6→7)
$9.60
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 10.9%)
$45.85
(+376%)
Base:
(SPY PE: 6.4, Growth: 10.9%)
$13.16
(+37%)
Bear:
(PE: 5.5, Growth: 10.9%)
$11.18
(+16%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (7x PE), but valuation improves significantly next year (6x PE) as earnings recover.
Trailing PE: 7.29 | Current EPS (TTM): $1.30
Bull Case
$12.06
(+24%)
Analyst growth 15.6%, PE expands to 8.0
Base Case
$10.96
(+12%)
Market implied 15.6%, PE stable at 7.3
Bear Case
$6.45
(-34%)
Severe decline -20.0%, PE contracts to 6.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 6.4 to 7.0
Stabilization Target:
$10.52
(+9.1%)
PE Expansion Potential:
+9.1%
Share & Embed Analysis
Last updated: March 31, 2026 3:06 PM ET
Data refreshes hourly during market hours. Next update: 4:06 PM
Data refreshes hourly during market hours. Next update: 4:06 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is MFA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated REIT - Mortgage Stocks
Top-rated stocks in REIT - Mortgage by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
RITM
Rithm Capital Corp. |
STRONG BUY
11 analysts |
$15 | 60 HOLD |
|
NLY
Annaly Capital Managemen… |
BUY
14 analysts |
$24 | 55 HOLD |
|
AGNC
AGNC Investment Corp |
BUY
15 analysts |
$12 | 53 HOLD |
|
FBRT
Franklin BSP Realty Trus… |
STRONG BUY
5 analysts |
$13 | 52 HOLD |
|
EFC
Ellington Financial Inc. |
STRONG BUY
8 analysts |
$15 | 62 BUY |
