NOAH Stock Analysis: Buy, Sell, or Hold?

NOAH - Noah Holdings Limited American Depositary Shares (each representing five (5) Ordinary shares)

Investment Advice
$9.96
0.06 (0.61%) ▲
5d: -12.09%
30d: -12.09%
90d: -1.97%
HOLD
MODERATE Confidence
Analysis Updated: Apr 1, 2026 12:00 AM ET
Earnings: Mar 31, 2026 0d

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Interactive Price Chart (1 Month)

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💡
Bottom Line:
📊 HOLD: NOAH shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$17.39
Based on 9.6% avg growth
INTRINSIC VALUE TODAY
$10.80
7.8% Margin of Safety

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 1.0x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: NOAH is currently trading at $9.96, which is considered oversold relative to its 30-day fair value range of $10.65 to $12.01. The stock's valuation (Forward PE: 0.9) is in line with its historical norms (1.0). Remarkably, the market is currently pricing in an annual earnings decline of 4.7% over the next few years. This aligns with recent fundamental challenges.

Technical Outlook: Technically, NOAH is in a uptrend. The price is currently testing key support at $9.75. A bounce from this level would confirm strength, while a break below could signal further downside.

Market Sentiment: NOAH has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $13.66 (+37.1%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.

Quick Decision Summary

Current Position OVERSOLD
Fair Price Range $10.65 - $12.01
Company Quality Score 54/100 (HOLD)
Options IV Signal 50th percentile (NORMAL)
Volume Confirmation HIGH
Confidence Score 59.6%

All Signals

  • BULLISH: Price oversold vs 30-day range
  • NEUTRAL: Options fairly priced (IV 50th percentile)
  • BEARISH: Weak technical setup (25/100)
  • BULLISH: High volume confirmation
  • BULLISH: Trading 37.1% below Wall St target ($13.66)
  • CAUTION: 5-day price weakness (-12.1%) - monitor closely

Fair Price Analysis

30-Day Fair Range $10.65 - $12.01
Current vs Fair Value OVERSOLD
Expected Move (7 Days) ±$1.19 (11.9%)

Support & Resistance Levels

Support Level $9.75
Resistance Level $11.68
Current Trend Uptrend
Technical data as of Apr 1, 2026

Fundamental Context

Forward P/E (Next Year Est.) 0.90
Wall Street Target $13.66 (+37.1%)
Revenue Growth (YoY) 2.2%
Earnings Growth (YoY) -16.8%
Profit Margin 22.2%
Valuation Discount vs History -4.7% cheaper
PE vs Historical 0.9 vs 1.0 FAIR
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): -4.7% (market-implied from PE analysis)
1-Year Target $9.49 (-5%)
2-Year Target $9.05 (-9%)
3-Year Target $8.62 (-13%)
3-Yr Target (if PE normalizes) (PE: 1→1) $9.57 (-4%)
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 22.4, Growth: 15.1%) $376.78 (+3683%)
Base: (SPY PE: 0.9, Growth: 15.1%) $15.19 (+53%)
Bear: (PE: 0.8, Growth: 15.1%) $12.91 (+30%)
📈 Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (10x PE), but valuation improves significantly next year (1x PE) as earnings recover.
Trailing PE: 9.71 | Current EPS (TTM): $1.14
Bull Case $24.35 (+112%)
Analyst growth 100.0%, PE expands to 10.7
Base Case $22.14 (+93%)
Market implied 100.0%, PE stable at 9.7
Bear Case $7.53 (-35%)
Severe decline -20.0%, PE contracts to 8.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡 Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 0.9 to 1.0
Stabilization Target: $11.06 (+11.0%)
PE Expansion Potential: +11.0%
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Last updated: April 02, 2026 6:00 AM ET
Data refreshes hourly during market hours. Next update: 7:00 AM
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Insider Activity (6 Months)
0
Buys
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Sells
0
Net
NEUTRAL

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