NPB Stock Analysis: Buy, Sell, or Hold?
NPB - Northpointe Bancshares, Inc.
$17.12
0.00 (0.00%)
▲
5d:
-3.71%
30d:
-7.46%
90d:
-2.67%
HOLD
MODERATE Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: Apr 21, 2026
0d
Get Alerted When NPB Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: NPB shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: NPB shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$25.43
Based on 7.3% avg growth
INTRINSIC VALUE TODAY
$15.79
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 6.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: NPB is currently trading at $17.12, which is considered oversold relative to its 30-day fair value range of $17.28 to $18.58. The stock's valuation (Forward PE: 5.7) is in line with its historical norms (6.0). Remarkably, the market is currently pricing in an annual earnings decline of 1.5% over the next few years. This pessimistic expectation contrasts with the company's recent 24.2% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, NPB is showing sideways momentum. The price is currently testing key support at $16.88. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: NPB has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $21.08 (+23.2%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, NPB is showing sideways momentum. The price is currently testing key support at $16.88. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: NPB has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $21.08 (+23.2%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$17.28 -
$18.58
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
57.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 23.2% below Wall St target ($21.08)
Trading Range Analysis
30-Day Trading Range
$17.28 -
$18.58
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$16.88
Resistance Level
$17.91
Current Trend
Sideways
Technical data as of
May 15, 2026
Fundamental Context
Forward P/E (Next Year Est.)
5.74
Wall Street Target
$21.08
(+23.2%)
Revenue Growth (YoY)
27.9%
Earnings Growth (YoY)
24.2%
Profit Margin
35.1%
Valuation Discount vs History
-1.5% cheaper
PE vs Historical
5.7 vs 6.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.5%
(market-implied from PE analysis)
1-Year Target
$16.86
(-2%)
2-Year Target
$16.61
(-3%)
3-Year Target
$16.36
(-4%)
3-Yr Target (if PE normalizes)
(PE: 6→6)
$17.11
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 10.6%)
$89.14
(+421%)
Base:
(SPY PE: 5.7, Growth: 10.6%)
$23.18
(+35%)
Bear:
(PE: 4.9, Growth: 10.6%)
$19.70
(+15%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (8x PE), but valuation improves significantly next year (6x PE) as earnings recover.
Trailing PE: 7.64 | Current EPS (TTM): $2.24
Bull Case
$25.08
(+47%)
Analyst growth 33.2%, PE expands to 8.4
Base Case
$22.80
(+33%)
Market implied 33.2%, PE stable at 7.6
Bear Case
$11.64
(-32%)
Severe decline -20.0%, PE contracts to 6.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 5.7 to 6.0
Stabilization Target:
$17.90
(+4.6%)
PE Expansion Potential:
+4.6%
Share & Embed Analysis
Last updated: May 15, 2026 9:43 PM ET
Data refreshes hourly during market hours. Next update: 10:43 PM
Data refreshes hourly during market hours. Next update: 10:43 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is NPB showing a specific setup today?
Insider Activity (6 Months)
2
Buys
3
Sells
Net
INSIDERS SELLING
Recent Transactions
Richard Jeffery Dean
SELL
57619 shares
2026-03-09
Charles Alan Williams
BUY
23450 shares
2026-02-12
Charles Alan Williams
BUY
14205 shares
2026-02-11
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 55 HOLD |
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$57 | 51 HOLD |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$234 | 60 BUY |
|
RF
Regions Financial Corpor… |
HOLD
24 analysts |
$31 | 58 HOLD |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$56 | 60 HOLD |