OBT Stock Analysis: Buy, Sell, or Hold?
OBT - Orange County Bancorp, Inc. Common Stock
$33.41
0.69 (2.11%)
▲
5d:
-1.01%
30d:
-7.55%
90d:
-5.59%
BUY
HIGH Confidence
Analysis Updated: May 18, 2026 12:00 AM ET
Earnings: Jul 29, 2026
Get Alerted When OBT Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: OBT shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
✅ BUY SIGNAL: OBT shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$50.98
Based on 8.4% avg growth
INTRINSIC VALUE TODAY
$31.66
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: OBT is currently trading at $33.41, which is considered oversold relative to its 30-day fair value range of $33.66 to $35.59. The stock's valuation (Forward PE: 8.7) is in line with its historical norms (8.9). Remarkably, the market is currently pricing in an annual earnings decline of 0.8% over the next few years. This pessimistic expectation contrasts with the company's recent 10.0% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, OBT is in a strong uptrend. Immediate support is located at $32.07, while resistance sits at $37.97.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $39.00 (+16.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, OBT is in a strong uptrend. Immediate support is located at $32.07, while resistance sits at $37.97.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $39.00 (+16.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$33.66 -
$35.59
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
77.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($39.00)
Trading Range Analysis
30-Day Trading Range
$33.66 -
$35.59
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$32.07
Resistance Level
$37.97
Current Trend
Strong Uptrend
Technical data as of
May 18, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.71
Wall Street Target
$39.00
(+16.7%)
Revenue Growth (YoY)
17.0%
Earnings Growth (YoY)
10.0%
Profit Margin
35.6%
Valuation Discount vs History
-0.8% cheaper
PE vs Historical
8.7 vs 8.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.8%
(market-implied from PE analysis)
1-Year Target
$33.14
(-1%)
2-Year Target
$32.88
(-2%)
3-Year Target
$32.61
(-2%)
3-Yr Target (if PE normalizes)
(PE: 9→9)
$33.32
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 12.8%)
$121.62
(+264%)
Base:
(SPY PE: 8.7, Growth: 12.8%)
$47.94
(+44%)
Bear:
(PE: 7.4, Growth: 12.8%)
$40.75
(+22%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (10x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 9.60 | Current EPS (TTM): $3.41
Bull Case
$40.48
(+21%)
Analyst growth 12.5%, PE expands to 10.6
Base Case
$36.80
(+10%)
Market implied 12.5%, PE stable at 9.6
Bear Case
$22.25
(-33%)
Severe decline -20.0%, PE contracts to 8.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.7 to 8.9
Stabilization Target:
$34.13
(+2.2%)
PE Expansion Potential:
+2.2%
Share & Embed Analysis
Last updated: May 19, 2026 4:11 AM ET
Data refreshes hourly during market hours. Next update: 5:11 AM
Data refreshes hourly during market hours. Next update: 5:11 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is OBT showing a specific setup today?
Insider Activity (6 Months)
1
Buys
1
Sells
0
Net
INSIDERS SELLING
Recent Transactions
Michael J Gilfeather
BUY
200 shares
2026-03-19
David P Dineen
SELL
1000 shares
2025-12-11
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$63 | 59 HOLD |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$255 | 57 HOLD |
|
KEY
KeyCorp |
BUY
24 analysts |
$25 | 58 HOLD |
|
WBS
Webster Financial Corpor… |
STRONG BUY
16 analysts |
$74 | 58 HOLD |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$89 | 57 HOLD |
