ONIT Stock Analysis: Buy, Sell, or Hold?
ONIT - Onity Group Inc.
$45.22
-2.76 (-5.75%)
▼
WAIT
LOW Confidence
Last Updated: January 30, 2026
Earnings: Feb 12, 2026
11d
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Interactive Price Chart (1 Month)
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Bottom Line:
⏸️ WAIT FOR STABILIZATION: ONIT is down 12.5% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
⏸️ WAIT FOR STABILIZATION: ONIT is down 12.5% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$66.12
Based on 7.6% avg growth
INTRINSIC VALUE TODAY
$41.05
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 4.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ONIT is currently trading at $45.22, which is considered slightly low relative to its 30-day fair value range of $44.90 to $51.40. The stock's valuation (Forward PE: 4.5) is in line with its historical norms (4.3). At these levels, the market is pricing in 1.0% annual earnings growth.
Technical Outlook: Technically, ONIT is in a strong uptrend. The price is currently testing key support at $44.74. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 5.8% recently.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $55.00 (+14.6%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, ONIT is in a strong uptrend. The price is currently testing key support at $44.74. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 5.8% recently.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $55.00 (+14.6%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Fair Price Range
$44.90 -
$51.40
Company Quality Score
52/100
(HOLD)
Options IV Signal
50th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
74.6%
Protect Your Profits
Holding ONIT? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Options fairly priced (IV 50th percentile)
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BEARISH: Downward momentum (-5.8%)
- BULLISH: Trading below Wall St target ($55.00)
- BULLISH: Expecting earnings turnaround to 1.0% growth with 5.5% revenue growth
- WARNING: Recommendation downgraded due to -12.5% 5-day decline - wait for stabilization
Fair Price Analysis
30-Day Fair Range
$44.90 -
$51.40
Current vs Fair Value
SLIGHTLY LOW
Expected Move (7 Days)
±$2.90
(6.4%)
Support & Resistance Levels
Support Level
$44.74
Resistance Level
$54.10
Current Trend
Strong Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
4.48
Wall Street Target
$55.00
(+14.6%)
Revenue Growth (YoY)
5.5%
Earnings Growth (YoY)
-23.4%
Profit Margin
3.4%
Valuation Premium vs History
+1.0% premium
PE vs Historical
4.5 vs 4.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.0%
(market-implied from PE analysis)
1-Year Target
$48.46
(+1%)
2-Year Target
$48.94
(+2%)
3-Year Target
$49.43
(+3%)
3-Yr Target (if PE normalizes)
(PE: 4→4)
PE COMPRESSION
$47.40
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 11.1%)
$327.31
(+582%)
Base:
(SPY PE: 4.5, Growth: 11.1%)
$65.82
(+37%)
Bear:
(PE: 3.8, Growth: 11.1%)
$55.94
(+17%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (4x PE) as earnings recover.
Trailing PE: 14.26 | Current EPS (TTM): $3.31
Bull Case
$103.86
(+130%)
Analyst growth 100.0%, PE expands to 15.7
Base Case
$94.42
(+109%)
Market implied 100.0%, PE stable at 14.3
Bear Case
$32.10
(-29%)
Severe decline -20.0%, PE contracts to 12.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Last updated: January 31, 2026 12:04 AM ET
Data refreshes hourly during market hours. Next update: 1:04 AM
Data refreshes hourly during market hours. Next update: 1:04 AM
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Advanced ONIT Option Strategies
Professional options setups generated by AI based on today's ONIT price and gamma walls.