ORI Stock Analysis: Buy, Sell, or Hold?
ORI - Old Republic International Corporation
$39.17
0.08 (0.20%)
▲
HOLD
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Apr 23, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: ORI shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: ORI shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$54.60
Based on 4.8% avg growth
INTRINSIC VALUE TODAY
$33.90
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ORI is currently trading at $39.17, which is considered oversold relative to its 30-day fair value range of $40.01 to $45.44. The stock's valuation (Forward PE: 11.2) is in line with its historical norms (12.4). Remarkably, the market is currently pricing in an annual earnings decline of 3.1% over the next few years. This pessimistic expectation contrasts with the company's recent 97.3% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, ORI is in a uptrend. Immediate support is located at $37.00, while resistance sits at $43.66.
Market Sentiment: ORI has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, ORI is in a uptrend. Immediate support is located at $37.00, while resistance sits at $43.66.
Market Sentiment: ORI has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$40.01 -
$45.44
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
52.4%
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View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($42.50)
Fair Price Analysis
30-Day Fair Range
$40.01 -
$45.44
Current vs Fair Value
OVERSOLD
Support & Resistance Levels
Support Level
$37.00
Resistance Level
$43.66
Current Trend
Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
11.25
Wall Street Target
$42.50
(+8.5%)
Revenue Growth (YoY)
19.3%
Earnings Growth (YoY)
97.3%
Profit Margin
10.2%
Valuation Discount vs History
-3.1% cheaper
PE vs Historical
11.3 vs 12.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-3.1%
(market-implied from PE analysis)
1-Year Target
$37.96
(-3%)
2-Year Target
$36.78
(-6%)
3-Year Target
$35.64
(-9%)
3-Yr Target (if PE normalizes)
(PE: 11→12)
$39.30
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 5.6%)
$91.35
(+133%)
Base:
(SPY PE: 11.2, Growth: 5.6%)
$46.07
(+18%)
Bear:
(PE: 9.6, Growth: 5.6%)
$39.16
(0%)
📈
Valuation based on Current Earnings
Trailing PE: 10.50 | Current EPS (TTM): $3.72
Bull Case
$40.22
(+3%)
Analyst growth -6.4%, PE expands to 11.6
Base Case
$36.57
(-7%)
Market implied -6.4%, PE stable at 10.5
Bear Case
$26.55
(-32%)
Severe decline -20.0%, PE contracts to 8.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 11.2 to 12.4
Stabilization Target:
$43.19
(+10.3%)
PE Expansion Potential:
+10.3%
Last updated: February 01, 2026 7:55 AM ET
Data refreshes hourly during market hours. Next update: 8:55 AM
Data refreshes hourly during market hours. Next update: 8:55 AM
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Technical Signals Check
Is ORI showing a specific setup today?
Insider Activity (6 Months)
1
Buys
1
Sells
0
Net
INSIDERS SELLING
Recent Transactions
Therace Risch
BUY
1500 shares
2025-09-02
Stephen J Oberst
SELL
4797 shares
2025-08-21
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Professional options setups generated by AI based on today's ORI price and gamma walls.
