PAPL Stock Analysis: Buy, Sell, or Hold?

PAPL - Pineapple Financial Inc.

FINANCE SERVICES
$0.82
-0.05 (-5.78%) ▼
WAIT
LOW Confidence
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Last Updated: January 30, 2026
Earnings: Jan 20, 2026 0d

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Interactive Price Chart (1 Month)

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💡
Bottom Line:
⏸️ WAIT FOR STABILIZATION: PAPL is down 30.8% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.

In-depth Analysis How we analyze

Valuation Analysis: PAPL is currently trading at $0.82, which is considered oversold relative to its 30-day fair value range of $1.01 to $1.84. From a valuation perspective, the stock is trading at a discount (Forward PE: 21.7) compared to its historical average (42.7). Remarkably, the market is currently pricing in an annual earnings decline of 20.2% over the next few years. This aligns with recent fundamental challenges.

Technical Outlook: Technically, PAPL is in a strong downtrend. The price is currently testing key support at $0.80. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 5.8% recently.

Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $5.00 (+476.6%). Current signals suggest waiting for a better entry point before initiating new positions.

Quick Decision Summary

Current Position OVERSOLD
Fair Price Range $1.01 - $1.84
Company Quality Score 45/100 (HOLD)
Volume Confirmation MODERATE
Confidence Score 70.0%

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All Signals

  • BULLISH: Price oversold vs 30-day range
  • NEUTRAL: Mixed technical signals (45/100)
  • BEARISH: Downward momentum (-5.8%)
  • BULLISH: Trading 476.6% below Wall St target ($5.00)
  • WARNING: Recommendation downgraded due to -30.8% 5-day decline - wait for stabilization

Fair Price Analysis

30-Day Fair Range $1.01 - $1.84
Current vs Fair Value OVERSOLD

Support & Resistance Levels

Support Level $0.80
Resistance Level $2.01
Current Trend Strong Downtrend

Fundamental Context

Forward P/E (Next Year Est.) 21.68
Wall Street Target $5.00 (+476.6%)
Revenue Growth (YoY) -5.8%
Valuation Discount vs History -20.2% cheaper
PE vs Historical 21.7 vs 42.7 CHEAP
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): -20.2% (market-implied from PE analysis)
1-Year Target $0.78 (-10%)
2-Year Target $0.70 (-19%)
3-Year Target $0.63 (-27%)
3-Yr Target (if PE normalizes) (PE: 22→43) $1.25 (+44%)
💡 Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 21.7 to 42.7
Stabilization Target: $1.71 (+97.0%)
PE Expansion Potential: +97.0%
Last updated: January 30, 2026 9:39 PM ET
Data refreshes hourly during market hours. Next update: 10:39 PM
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Ticker Score Recommendation Change %
Insider Activity (6 Months)
0
Buys
0
Sells
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Net
NEUTRAL

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Advanced PAPL Option Strategies

Professional options setups generated by AI based on today's PAPL price and gamma walls.

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