RGA Stock Analysis: Buy, Sell, or Hold?
RGA - Reinsurance Group of America, Incorporated
$214.95
4.80 (2.28%)
▲
5d:
+2.62%
30d:
+1.84%
90d:
-3.12%
HOLD
MODERATE Confidence
Analysis Updated: May 18, 2026 12:00 AM ET
Earnings: Aug 06, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: RGA shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: RGA shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$295.14
Based on 6.3% avg growth
INTRINSIC VALUE TODAY
$183.26
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RGA is currently trading at $214.95, which is considered extended relative to its 30-day fair value range of $207.47 to $212.23. The stock's valuation (Forward PE: 7.2) is in line with its historical norms (7.5). Remarkably, the market is currently pricing in an annual earnings decline of 1.1% over the next few years. This pessimistic expectation contrasts with the company's recent 16.6% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, RGA is in a uptrend. Immediate support is located at $205.97, while resistance sits at $221.90.
Market Sentiment: RGA has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $250.22 (+19.1%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, RGA is in a uptrend. Immediate support is located at $205.97, while resistance sits at $221.90.
Market Sentiment: RGA has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $250.22 (+19.1%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$207.47 -
$212.23
Company Quality Score
66/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
59.5%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($250.22)
Trading Range Analysis
30-Day Trading Range
$207.47 -
$212.23
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$205.98
Resistance Level
$221.90
Current Trend
Uptrend
Technical data as of
May 18, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.24
Wall Street Target
$250.22
(+19.1%)
Revenue Growth (YoY)
23.5%
Earnings Growth (YoY)
16.6%
Profit Margin
4.9%
Valuation Discount vs History
-1.1% cheaper
PE vs Historical
7.2 vs 7.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.1%
(market-implied from PE analysis)
1-Year Target
$207.84
(-1%)
2-Year Target
$205.55
(-2%)
3-Year Target
$203.29
(-3%)
3-Yr Target (if PE normalizes)
(PE: 7→8)
$210.48
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 8.6%)
$820.53
(+291%)
Base:
(SPY PE: 7.2, Growth: 8.6%)
$269.32
(+28%)
Bear:
(PE: 6.2, Growth: 8.6%)
$228.92
(+9%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (7x PE) as earnings recover.
Trailing PE: 11.48 | Current EPS (TTM): $18.39
Bull Case
$366.40
(+74%)
Analyst growth 57.7%, PE expands to 12.6
Base Case
$333.09
(+59%)
Market implied 57.7%, PE stable at 11.5
Bear Case
$143.58
(-32%)
Severe decline -20.0%, PE contracts to 9.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 7.2 to 7.5
Stabilization Target:
$217.58
(+3.5%)
PE Expansion Potential:
+3.5%
Share & Embed Analysis
Last updated: May 18, 2026 2:47 PM ET
Data refreshes hourly during market hours. Next update: 3:47 PM
Data refreshes hourly during market hours. Next update: 3:47 PM
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Technical Signals Check
Is RGA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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