RGA Stock Analysis: Buy, Sell, or Hold?
RGA - Reinsurance Group of America, Incorporated
$221.00
5.35 (2.48%)
▲
5d:
+6.0%
30d:
+11.41%
90d:
+8.2%
BUY
MODERATE Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Jul 30, 2026
26d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: RGA shows positive signals but monitor for confirmation. Market pricing in 0.9% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: RGA shows positive signals but monitor for confirmation. Market pricing in 0.9% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$281.94
Based on 5.6% avg growth
INTRINSIC VALUE TODAY
$175.07
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RGA is currently trading at $221.00, which is considered extended relative to its 30-day fair value range of $201.46 to $213.70. The stock's valuation (Forward PE: 7.6) is in line with its historical norms (7.4). At these levels, the market is pricing in 0.9% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, RGA is showing sideways momentum. The price is approaching resistance at $212.79. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: RGA has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $252.22 (+14.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, RGA is showing sideways momentum. The price is approaching resistance at $212.79. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: RGA has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $252.22 (+14.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$201.46 -
$213.70
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
60.5%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($252.22)
- NEUTRAL: Market pricing in 0.9% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$201.46 -
$213.70
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$195.10
Resistance Level
$212.79
Current Trend
Sideways
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.61
Wall Street Target
$252.22
(+14.1%)
Revenue Growth (YoY)
23.5%
Earnings Growth (YoY)
16.6%
Profit Margin
4.9%
Valuation Premium vs History
+0.9% premium
PE vs Historical
7.6 vs 7.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.9%
(market-implied from PE analysis)
1-Year Target
$222.99
(+1%)
2-Year Target
$225.00
(+2%)
3-Year Target
$227.02
(+3%)
3-Yr Target (if PE normalizes)
(PE: 8→7)
PE COMPRESSION
$220.62
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 7.2%)
$778.88
(+252%)
Base:
(SPY PE: 7.6, Growth: 7.2%)
$272.31
(+23%)
Bear:
(PE: 6.5, Growth: 7.2%)
$231.47
(+5%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 11.73 | Current EPS (TTM): $18.39
Bull Case
$374.37
(+69%)
Analyst growth 57.8%, PE expands to 12.9
Base Case
$340.33
(+54%)
Market implied 57.8%, PE stable at 11.7
Bear Case
$146.64
(-34%)
Severe decline -20.0%, PE contracts to 10.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 03, 2026 6:54 PM ET
Data refreshes hourly during market hours. Next update: 7:54 PM
Data refreshes hourly during market hours. Next update: 7:54 PM
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Technical Signals Check
Is RGA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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