SRBK Stock Analysis: Buy, Sell, or Hold?

SRBK - SR Bancorp, Inc. Common stock

SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
$18.96
0.07 (0.37%) ▲
5d: +1.28%
30d: +4.69%
90d: +14.08%
HOLD
MODERATE Confidence
Analysis Updated: Jun 12, 2026 12:00 AM ET
Earnings: Jul 30, 2026

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Interactive Price Chart (1 Month)

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💡
Bottom Line:
📊 HOLD: SRBK is fairly valued with market pricing in 2.4% annual growth. Fine to hold or accumulate slowly on dips.
See Forward Earnings Fair Value & Price Prediction →

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$19.97
Based on 7.0% avg growth
INTRINSIC VALUE TODAY
$12.40
Trading above historical range

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 25.0x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: SRBK is currently trading at $18.96, which is considered extended relative to its 30-day fair value range of $18.21 to $18.81. The stock's valuation (Forward PE: 33.3) is in line with its historical norms (31.0). At these levels, the market is pricing in 2.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.

Technical Outlook: Technically, SRBK is in a strong uptrend. The price is approaching resistance at $19.07. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.

Market Sentiment: SRBK has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.

Quick Decision Summary

Current Position EXTENDED
Historical Trading Range $18.21 - $18.81
Company Quality Score 63/100 (BUY)
Volume Confirmation HIGH
Confidence Score 58.1%

All Signals

  • BEARISH: Price extended above range
  • BULLISH: Strong technical setup (75/100)
  • BULLISH: High volume confirmation
  • NEUTRAL: Near Wall St target ($19.00)
  • NEUTRAL: Market pricing in 2.4% annual earnings growth - fairly valued

Trading Range Analysis

30-Day Trading Range $18.21 - $18.81
Current vs Trading Range EXTENDED

Support & Resistance Levels

Support Level $18.36
Resistance Level $19.07
Current Trend Strong Uptrend
Technical data as of Jun 9, 2026

Fundamental Context

Forward P/E (Next Year Est.) 33.26
Wall Street Target $19.00 (+0.2%)
Revenue Growth (YoY) 7.6%
Earnings Growth (YoY) 100.0%
Profit Margin 14.4%
Valuation Premium vs History +2.4% premium
PE vs Historical 33.3 vs 31.0 FAIR
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): +2.4% (market-implied from PE analysis)
1-Year Target $19.42 (+2%)
2-Year Target $19.88 (+5%)
3-Year Target $20.36 (+7%)
3-Yr Target (if PE normalizes) (PE: 33→31) PE COMPRESSION $18.97 (+0%)
Earnings growth offset by PE compression
📈 Valuation based on Current Earnings
Trailing PE: 32.57 | Current EPS (TTM): $0.58
Bull Case $20.42 (+8%)
Analyst growth -1.7%, PE expands to 35.8
Base Case $18.56 (-2%)
Market implied -1.7%, PE stable at 32.6
Bear Case $12.85 (-32%)
Severe decline -20.0%, PE contracts to 27.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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Last updated: June 15, 2026 8:27 AM ET
Data refreshes hourly during market hours. Next update: 9:27 AM
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Ticker Score Recommendation Change %
Technical Signals Check
Insider Activity (6 Months)
5
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Harris M Faqueri BUY 3000 shares 2026-03-16
Mary E Davey BUY 320 shares 2026-03-06
Neil C Viotto BUY 1000 shares 2026-03-03

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