SRBK Stock Analysis: Buy, Sell, or Hold?

SRBK - SR Bancorp, Inc. Common stock

SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
$19.19
0.00 (0.00%) ▲
5d: +3.45%
30d: +11.76%
90d: +14.64%
HOLD
MODERATE Confidence
Analysis Updated: Apr 29, 2026 12:00 AM ET
Earnings: Apr 29, 2026 0d

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Interactive Price Chart (1 Month)

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💡
Bottom Line:
📊 HOLD: SRBK shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
See Forward Earnings Fair Value & Price Prediction →

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$19.97
Based on 7.0% avg growth
INTRINSIC VALUE TODAY
$12.40
Trading above historical range

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 25.0x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: SRBK is currently trading at $19.19, which is considered extended relative to its 30-day fair value range of $17.08 to $18.44. From a valuation perspective, the stock is trading at a premium (Forward PE: 33.7) compared to its historical average (30.2). At these levels, the market is pricing in 3.6% annual earnings growth.

Technical Outlook: Technically, SRBK is in a uptrend. The price is approaching resistance at $19.61. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.

Market Sentiment: SRBK has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.

Quick Decision Summary

Current Position EXTENDED
Historical Trading Range $17.08 - $18.44
Company Quality Score 59/100 (HOLD)
Volume Confirmation HIGH
Confidence Score 58.1%

All Signals

  • BEARISH: Price extended above range
  • BULLISH: Strong technical setup (60/100)
  • BULLISH: High volume confirmation
  • BEARISH: Trading above Wall St target ($18.00)
  • BULLISH: Expecting earnings turnaround to 3.6% growth with 6.0% revenue growth

Trading Range Analysis

30-Day Trading Range $17.08 - $18.44
Current vs Trading Range EXTENDED

Support & Resistance Levels

Support Level $17.00
Resistance Level $19.61
Current Trend Uptrend
Technical data as of Apr 29, 2026

Fundamental Context

Forward P/E (Next Year Est.) 33.67
Wall Street Target $18.00 (-6.2%)
Revenue Growth (YoY) 6.0%
Earnings Growth (YoY) -7.5%
Profit Margin 13.5%
Valuation Premium vs History +3.6% premium
PE vs Historical 33.7 vs 30.2 FAIR
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): +3.6% (market-implied from PE analysis)
1-Year Target $19.88 (+4%)
2-Year Target $20.60 (+7%)
3-Year Target $21.34 (+11%)
3-Yr Target (if PE normalizes) (PE: 34→30) PE COMPRESSION $19.14 (0%)
Earnings growth offset by PE compression
📈 Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (36x PE), but valuation improves significantly next year (34x PE) as earnings recover.
Trailing PE: 35.54 | Current EPS (TTM): $0.54
Bull Case $22.28 (+16%)
Analyst growth 5.6%, PE expands to 39.1
Base Case $20.26 (+6%)
Market implied 5.6%, PE stable at 35.5
Bear Case $13.05 (-32%)
Severe decline -20.0%, PE contracts to 30.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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Last updated: April 29, 2026 10:04 PM ET
Data refreshes hourly during market hours. Next update: 11:04 PM
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Ticker Score Recommendation Change %
Technical Signals Check
Insider Activity (6 Months)
8
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Harris M Faqueri BUY 3000 shares 2026-03-16
Mary E Davey BUY 320 shares 2026-03-06
Neil C Viotto BUY 1000 shares 2026-03-03

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