TBBK Stock Analysis: Buy, Sell, or Hold?
TBBK - The Bancorp Inc.
$54.23
-0.55 (-1.00%)
▼
5d:
-4.86%
30d:
-10.16%
90d:
-7.41%
BUY
HIGH Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: Jul 23, 2026
Get Alerted When TBBK Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: TBBK trading at deep discount. Market pricing in -6.7% annual earnings decline, creating value opportunity for patient investors.
✅ BUY SIGNAL: TBBK trading at deep discount. Market pricing in -6.7% annual earnings decline, creating value opportunity for patient investors.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$130.38
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$80.96
33.0% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: TBBK is currently trading at $54.23, which is considered oversold relative to its 30-day fair value range of $56.12 to $60.81. From a valuation perspective, the stock is trading at a discount (Forward PE: 6.7) compared to its historical average (8.3). Remarkably, the market is currently pricing in an annual earnings decline of 6.7% over the next few years. This pessimistic expectation contrasts with the company's recent 18.5% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, TBBK is in a strong downtrend. Immediate support is located at $52.29, while resistance sits at $61.27.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $72.67 (+34.0%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, TBBK is in a strong downtrend. Immediate support is located at $52.29, while resistance sits at $61.27.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $72.67 (+34.0%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$56.12 -
$60.81
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
79.5%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 34.0% below Wall St target ($72.67)
Trading Range Analysis
30-Day Trading Range
$56.12 -
$60.81
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$52.29
Resistance Level
$61.27
Current Trend
Strong Downtrend
Technical data as of
May 15, 2026
Fundamental Context
Forward P/E (Next Year Est.)
6.72
Wall Street Target
$72.67
(+34.0%)
Revenue Growth (YoY)
4.1%
Earnings Growth (YoY)
18.5%
Profit Margin
43.5%
Valuation Discount vs History
-6.7% cheaper
PE vs Historical
6.7 vs 8.3
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-6.7%
(market-implied from PE analysis)
1-Year Target
$50.60
(-7%)
2-Year Target
$47.21
(-13%)
3-Year Target
$44.04
(-19%)
3-Yr Target (if PE normalizes)
(PE: 7→8)
$54.38
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 36.5%)
$452.71
(+735%)
Base:
(SPY PE: 6.7, Growth: 36.5%)
$137.90
(+154%)
Bear:
(PE: 5.7, Growth: 36.5%)
$117.22
(+116%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (7x PE) as earnings recover.
Trailing PE: 10.66 | Current EPS (TTM): $5.14
Bull Case
$94.57
(+74%)
Analyst growth 56.9%, PE expands to 11.7
Base Case
$85.97
(+59%)
Market implied 56.9%, PE stable at 10.7
Bear Case
$37.25
(-31%)
Severe decline -20.0%, PE contracts to 9.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 6.7 to 8.3
Stabilization Target:
$66.95
(+23.5%)
PE Expansion Potential:
+23.5%
Share & Embed Analysis
Last updated: May 16, 2026 1:09 PM ET
Data refreshes hourly during market hours. Next update: 2:09 PM
Data refreshes hourly during market hours. Next update: 2:09 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is TBBK showing a specific setup today?
Insider Activity (6 Months)
7
Buys
1
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Ryan Harris
SELL
4500 shares
2026-03-13
Matthew Cohn
BUY
230 shares
2026-02-12
Matthew Cohn
BUY
170 shares
2026-02-11
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$255 | 60 HOLD |
|
KEY
KeyCorp |
BUY
24 analysts |
$25 | 59 HOLD |
|
WBS
Webster Financial Corpor… |
STRONG BUY
16 analysts |
$74 | 59 HOLD |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$89 | 56 HOLD |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$20 | 50 HOLD |
