UNTY Stock Analysis: Buy, Sell, or Hold?
UNTY - Unity Bancorp
$52.43
-0.13 (-0.25%)
▼
5d:
-2.26%
30d:
-2.29%
90d:
-3.82%
BUY
HIGH Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: Jul 14, 2026
Get Alerted When UNTY Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: UNTY shows strong fundamentals and good volume confirmation. Solid entry point despite slightly low pricing.
✅ BUY SIGNAL: UNTY shows strong fundamentals and good volume confirmation. Solid entry point despite slightly low pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$72.59
Based on 6.2% avg growth
INTRINSIC VALUE TODAY
$45.07
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: UNTY is currently trading at $52.43, which is considered slightly low relative to its 30-day fair value range of $52.26 to $54.89. The stock's valuation (Forward PE: 8.3) is in line with its historical norms (8.5). Remarkably, the market is currently pricing in an annual earnings decline of 0.8% over the next few years. This pessimistic expectation contrasts with the company's recent 23.9% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, UNTY is showing sideways momentum. The price is currently testing key support at $51.80. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $64.75 (+23.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, UNTY is showing sideways momentum. The price is currently testing key support at $51.80. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $64.75 (+23.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$52.26 -
$54.89
Company Quality Score
56/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
79.5%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 23.5% below Wall St target ($64.75)
Trading Range Analysis
30-Day Trading Range
$52.26 -
$54.89
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$51.80
Resistance Level
$54.12
Current Trend
Sideways
Technical data as of
May 15, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.29
Wall Street Target
$64.75
(+23.5%)
Revenue Growth (YoY)
16.1%
Earnings Growth (YoY)
23.9%
Profit Margin
45.8%
Valuation Discount vs History
-0.8% cheaper
PE vs Historical
8.3 vs 8.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.8%
(market-implied from PE analysis)
1-Year Target
$52.01
(-1%)
2-Year Target
$51.59
(-2%)
3-Year Target
$51.18
(-2%)
3-Yr Target (if PE normalizes)
(PE: 8→9)
$52.48
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 8.4%)
$177.80
(+239%)
Base:
(SPY PE: 8.3, Growth: 8.4%)
$66.78
(+27%)
Bear:
(PE: 7.0, Growth: 8.4%)
$56.76
(+8%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (9x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 8.85 | Current EPS (TTM): $5.94
Bull Case
$61.56
(+17%)
Analyst growth 6.5%, PE expands to 9.7
Base Case
$55.97
(+7%)
Market implied 6.5%, PE stable at 8.9
Bear Case
$35.74
(-32%)
Severe decline -20.0%, PE contracts to 7.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.3 to 8.5
Stabilization Target:
$53.76
(+2.5%)
PE Expansion Potential:
+2.5%
Share & Embed Analysis
Last updated: May 15, 2026 8:52 PM ET
Data refreshes hourly during market hours. Next update: 9:52 PM
Data refreshes hourly during market hours. Next update: 9:52 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is UNTY showing a specific setup today?
Insider Activity (6 Months)
0
Buys
8
Sells
Net
INSIDERS SELLING
Recent Transactions
Mary E Gross
SELL
2075 shares
2026-04-17
Robert H Dallas II
SELL
7725 shares
2026-03-13
Robert H Dallas II
SELL
7088 shares
2026-03-12
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$63 | 55 HOLD |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$255 | 60 HOLD |
|
WBS
Webster Financial Corpor… |
STRONG BUY
16 analysts |
$74 | 59 HOLD |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$89 | 56 HOLD |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$20 | 50 HOLD |
