WTM Stock Analysis: Buy, Sell, or Hold?
WTM - White Mountains Insurance Group Ltd.
$2169.76
-8.68 (-0.40%)
▼
5d:
-2.29%
30d:
-2.43%
90d:
+4.41%
BUY
MODERATE Confidence
Analysis Updated: Apr 2, 2026 12:00 AM ET
Earnings: May 06, 2026
30d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: WTM shows positive signals but monitor for confirmation. Market pricing in 0.9% growth. Moderate conviction.
💡 BUY OPPORTUNITY: WTM shows positive signals but monitor for confirmation. Market pricing in 0.9% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$434.62
Based on -24.3% avg growth
INTRINSIC VALUE TODAY
$269.87
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 23.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: WTM is currently trading at $2169.76, which is considered oversold relative to its 30-day fair value range of $2170.78 to $2220.63. The stock's valuation (Forward PE: 24.1) is in line with its historical norms (23.4). At these levels, the market is pricing in 0.9% annual earnings growth.
Technical Outlook: Technically, WTM is in a strong uptrend. The price is currently testing key support at $2134.68. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. However, the stock is trading significantly above the average Wall Street target of $360.00. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, WTM is in a strong uptrend. The price is currently testing key support at $2134.68. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. However, the stock is trading significantly above the average Wall Street target of $360.00. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$2170.78 -
$2220.63
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
73.3%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BEARISH: Trading 83.4% above Wall St target ($360.00)
- BULLISH: Expecting earnings turnaround to 0.9% growth with 348.0% revenue growth
Fair Price Analysis
30-Day Fair Range
$2170.78 -
$2220.63
Current vs Fair Value
OVERSOLD
Support & Resistance Levels
Support Level
$2134.68
Resistance Level
$2231.57
Current Trend
Strong Uptrend
Technical data as of
Apr 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
24.11
Wall Street Target
$360.00
(-83.4%)
Revenue Growth (YoY)
348.0%
Earnings Growth (YoY)
-36.6%
Profit Margin
29.6%
Valuation Premium vs History
+0.9% premium
PE vs Historical
24.1 vs 23.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.9%
(market-implied from PE analysis)
1-Year Target
$2189.29
(+1%)
2-Year Target
$2208.99
(+2%)
3-Year Target
$2228.87
(+3%)
3-Yr Target (if PE normalizes)
(PE: 24→23)
PE COMPRESSION
$2163.38
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 24.1, Growth: -52.6%)
$1581.76
(+-27%)
Base:
(SPY PE: 20.6, Growth: -52.6%)
$1349.60
(-38%)
Bear:
(PE: 17.5, Growth: -52.6%)
$1147.16
(-47%)
📈
Valuation based on Current Earnings
Trailing PE: 5.01 | Current EPS (TTM): $430.14
Bull Case
$1185.25
(-45%)
Analyst growth -50.0%, PE expands to 5.5
Base Case
$1077.50
(-50%)
Market implied -50.0%, PE stable at 5.0
Bear Case
$1465.40
(-32%)
Severe decline -20.0%, PE contracts to 4.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: April 05, 2026 4:54 PM ET
Data refreshes hourly during market hours. Next update: 5:54 PM
Data refreshes hourly during market hours. Next update: 5:54 PM
🔥 Top Stocks Breaking Out Now
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Technical Signals Check
Is WTM showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Philip A Gelston
SELL
165 shares
2025-12-16
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