ENVA vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: May 14, 2026

ENVA

54.4
AI Score
VS
ENVA Wins

UPST

49.8
AI Score

Investment Advisor Scores

ENVA

54score
Recommendation
HOLD

UPST

50score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric ENVA UPST Winner
Forward P/E 10.7411 34.4828 ENVA
PEG Ratio 0 0 Tie
Revenue Growth 25.8% 44.6% UPST
Earnings Growth 28.6% 209.1% UPST
Tradestie Score 54.4/100 49.8/100 ENVA
Profit Margin 20.7% 4.2% ENVA
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Frequently Asked Questions

Based on our detailed analysis, ENVA is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.