QFIN vs SOFI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Feb 03, 2026

QFIN

51.8
AI Score
VS
SOFI Wins

SOFI

57.5
AI Score

Investment Advisor Scores

QFIN

52score
Recommendation
HOLD

SOFI

58score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric QFIN SOFI Winner
Forward P/E 3.2712 38.61 QFIN
PEG Ratio 0 1.7573 Tie
Revenue Growth 19.1% 40.2% SOFI
Earnings Growth -11.3% -57.0% QFIN
Tradestie Score 51.8/100 57.5/100 SOFI
Profit Margin 35.1% 13.4% QFIN
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Frequently Asked Questions

Based on our detailed analysis, SOFI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.