SMBK vs UMBF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Feb 01, 2026

SMBK

61.0
AI Score
VS
UMBF Wins

UMBF

62.5
AI Score

Investment Advisor Scores

SMBK

61score
Recommendation
BUY

UMBF

63score
Recommendation
BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric SMBK UMBF Winner
Forward P/E 14.1044 10.8342 UMBF
PEG Ratio 0 1.73 Tie
Revenue Growth 10.1% 67.6% UMBF
Earnings Growth 42.0% 12.6% SMBK
Tradestie Score 61.0/100 62.5/100 UMBF
Profit Margin 26.1% 28.1% UMBF
Beta 1.00 1.00 Tie
AI Recommendation BUY BUY Tie

Frequently Asked Questions

Based on our detailed analysis, UMBF is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.