UPST vs NAVI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: May 02, 2026

UPST

60.5
AI Score
VS
UPST Wins

NAVI

60.3
AI Score

Investment Advisor Scores

UPST

61score
Recommendation
BUY

NAVI

60score
Recommendation
BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric UPST NAVI Winner
Forward P/E 32.8947 12.4844 NAVI
PEG Ratio 0 0.142 Tie
Revenue Growth 34.4% -0.8% UPST
Earnings Growth 209.1% -59.4% UPST
Tradestie Score 60.5/100 60.3/100 UPST
Profit Margin 5.0% -18.5% UPST
Beta 1.00 1.00 Tie
AI Recommendation BUY BUY Tie

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.