Navient Corp provides technology-enabled education finance solutions that simplify complex programs and help millions of people achieve success. The company operates its business in three segments: Federal Education Loans, Consumer Lending, and Business Processing. A majority of its revenue is generated from the Federal Education Loans segment, in which the company owns and manages the Federal Family Education Loan Program (FFELP) loans, generating revenue mainly in the form of net interest income. The Consumer Lending segment owns and manages private education loans and is the master servicer for these portfolios. Through its Earnest brand, the company also refinances and originates in-school private educational loans.
Quick Stats
Jan 30, 202643.6
AI Score
HOLD4.14
Volume Ratio
Apr 28, 2026
Next Earnings
12
+ve Days (30d)
17
-ve Days (30d)
NAVI Stock Summary
Last updated Jan 30, 2026
NAVI is currently trading at $9.81, positioned below its 200-day moving average of $12.94, suggesting bearish momentum. The stock has a 52-week range of $9.345 to $16.07.
Technical Analysis: The 50-day moving average stands at $12.39, which is above the current price, indicating bearish near-term pressure. The RSI (Relative Strength Index) reads 21.14, suggesting the stock is oversold and potentially undervalued.
Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.001, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates NAVI at 43.6/100 with a HOLD recommendation.
NAVI (Navient Corporation) Indicators
Last updated Jan 30, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 21.14 |
| CMF (20) | 0.001 |
| ROC (10) | -21.583 |
| ADX (14) | 25.668 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | -0.597 |
| AROONOSC (14) | -92.857 |
| WILLAMS %R (14) | -87.065 |
| MFI (14) | 40.828 |
NAVI Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
NAVI Price vs Max Options Open Interest
NAVI Max Change In Options Open Interest
NAVI Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
NAVI Daily Out of Money Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
NAVI Daily In the Money Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
NAVI Most Active Options by Volume(near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
Navient Corporation is not trading above both 50 Day and 200 Day SMA which is considered Bearish.
NAVI Moving Averages Analysis
NAVI (Navient Corporation) Simple Moving Averages
Moving Averages are last updated Jan 30, 2026
| Days | MA |
|---|---|
| 10 | 11.48 |
| 20 | 12.09 |
| 30 | 12.4 |
| 50 | 12.39 |
| 100 | 12.47 |
| 200 | 12.94 |
NAVI Fundamental Analysis
| P/E (Forward) | 7.2674 |
| P/E (Trailing) | -- |
| Market Cap ($) | 956.5 million |
| Earnings/Share ($) | -0.81 |
| Net Proft Margin (%) | -0.2424 |
| Dividend/Share ($) | 0.64 |
| EPS Estimate Current Year ($) | 0.97 |
| EPS Estimate Next Year ($) | 1.3656 |
| WallStreet Target Price ($) | 12.9444 |
| Most Recent Quarter |