GDOT Stock Analysis: Buy, Sell, or Hold?
GDOT - Green Dot Corporation
$12.63
-0.23 (-1.79%)
▼
5d:
+0.08%
30d:
+4.73%
90d:
+6.05%
BUY
HIGH Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: May 11, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: GDOT shows strong fundamentals and good volume confirmation. Solid entry point despite slightly high pricing.
✅ BUY SIGNAL: GDOT shows strong fundamentals and good volume confirmation. Solid entry point despite slightly high pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$18.51
Based on 7.3% avg growth
INTRINSIC VALUE TODAY
$11.49
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: GDOT is currently trading at $12.63, which is considered slightly high relative to its 30-day fair value range of $11.97 to $12.64. The stock's valuation (Forward PE: 7.6) is in line with its historical norms (7.8). Remarkably, the market is currently pricing in an annual earnings decline of 0.9% over the next few years. This pessimistic expectation contrasts with the company's recent 97.9% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, GDOT is in a downtrend. The price is currently testing key support at $12.42. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: GDOT has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $16.12 (+27.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, GDOT is in a downtrend. The price is currently testing key support at $12.42. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: GDOT has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $16.12 (+27.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$11.97 -
$12.64
Company Quality Score
65/100
(BUY)
Options IV Signal
46th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
75.0%
All Signals
- NEUTRAL: Options fairly priced (IV 46th percentile)
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 27.7% below Wall St target ($16.12)
Trading Range Analysis
30-Day Trading Range
$11.97 -
$12.64
Current vs Trading Range
SLIGHTLY HIGH
Expected Move (7 Days)
±$1.18
(9.4%)
Support & Resistance Levels
Support Level
$12.42
Resistance Level
$12.99
Current Trend
Downtrend
Technical data as of
May 15, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.56
Wall Street Target
$16.13
(+27.7%)
Revenue Growth (YoY)
17.4%
Earnings Growth (YoY)
97.9%
Profit Margin
-3.3%
Valuation Discount vs History
-0.9% cheaper
PE vs Historical
7.6 vs 7.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.9%
(market-implied from PE analysis)
1-Year Target
$12.52
(-1%)
2-Year Target
$12.40
(-2%)
3-Year Target
$12.29
(-3%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
$12.68
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 10.6%)
$49.86
(+295%)
Base:
(SPY PE: 7.6, Growth: 10.6%)
$17.09
(+35%)
Bear:
(PE: 6.4, Growth: 10.6%)
$14.52
(+15%)
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 7.6 to 7.8
Stabilization Target:
$13.03
(+3.1%)
PE Expansion Potential:
+3.1%
Share & Embed Analysis
Last updated: May 18, 2026 6:53 AM ET
Data refreshes hourly during market hours. Next update: 7:53 AM
Data refreshes hourly during market hours. Next update: 7:53 AM
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Technical Signals Check
Is GDOT showing a specific setup today?
Insider Activity (6 Months)
0
Buys
2
Sells
Net
INSIDERS SELLING
Recent Transactions
J Chris Brewster
SELL
7969 shares
2025-11-28
Saturnino Sixto Fanlo
SELL
13451 shares
2025-11-28
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Professional options setups generated by AI based on today's GDOT price and gamma walls.
